16 Phyllis Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 16 Phyllis Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1956
Lot Size	0.135 acres (5,881 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2015)
Tax Bill	$8,331 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00024-01-00023`

Property Details

APN / Parcel Number

Primary APN	`16-00024-01-00023`
Alternative APNs	`1600024000100023` `1600024A00023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Patio Area	30 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	1600024A00023
Street Address	16 PHYLLIS RD
City	FREEHOLD
State	NJ
Zip	07728-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	FREEHOLD BOROUGH
Legal Block	24.1
Legal Lot Number	23
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2019
Census Tract	811000

Owner

16 Phyllis Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	Dec 8, 1998 · Amount on File
Deed Document Number	201548891
Deed Book / Page	9115 / 6428
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PHYLLIS RD, FREEHOLD, NJ 07728-1606
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096023732
Date	Jun 28, 2022
Book Page	9602/3732
Instrument	2022067081

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PHYLISS RD, FREEHOLD, NJ 07728-1606
Document Number	0000155392
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PHYLLIS RD FREEHOLD NJ 077281606, FREEHOLD, NJ 07728-1606

Mortgage

Document Number	0000155392
Date	Dec 24, 2020
Book Page	009467/008559
Instrument	155392

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 23, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 16 Phyllis Rd was $8,331, up 3.7% from the year before.

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,000 (-5.42%) Land $254,800 Building $138,200	$393,000 (-5.42%) Land $254,800 Building $138,200
2025	$8,331.00 (+3.7%)	$415,500 Land $278,500 Building $137,000	$415,500 Land $278,500 Building $137,000
2024	$8,034.00
2023		$337,800 Land $206,500 Building $131,300	$337,800 Land $206,500 Building $131,300
2022	$6,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Phyllis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Phyllis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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