McCreary County property record for 16 Phillips Ln, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,092 sqft |
| Lot Size | 16 acres (699,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,359 (Sep 2026) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-00-00-028.00 |
| Primary APN | 173-00-00-028.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,092 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 699,574 sqft (16 acres) |
| Driveway | Driveway |
| Porch | Porch |
| Total Buildings | 4 Buildings |
| Heating System | Space Heater |
|---|---|
| Water Source | Commercial |
| Street Address | 16 PHILLIPS LN |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16.06 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 960401 |
Source: McCreary County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 PHILLIPS LN, PINE KNOT, KY 42635-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2024 · Amount on Record |
| Deed Document Number | 2026168660 |
| Deed Book / Page | 246 / 158 |
| Prior Transfer Date | Sep 3, 2026 |
| Prior Transfer Doc | 0000168660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 16 PHILLIPS LN, PINE KNOT, KY 42635-9132 |
| Document Number | 0000168660 |
| Book / Page | 246 / 158 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026168660 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,409.36 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 PHILLIPS LN, PINE KNOT, KY 42635-9132 |
| Document Number | 0000168662, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026168662 |
| Name | UNITED CUMBERLAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 | $104,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
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