16 Phillips Ln, Darien, CT 06820 Property Records

Darien Town property record for 16 Phillips Ln, Darien, CT 06820

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 3,929 sqft · built 1947
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$3,650,000 (Apr 2026)
Tax Bill$25,597 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jan 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNDARI M:25 B:109

Property Details

APN / Parcel Number

Primary APNDARI M:25 B:109
Alternative APN
  • 5675

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,929 sqft Living Area
1st Floor Area1,068 sqft
Basement Area808 sqft
Unfinished Basement808 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialWood Siding
Lot Area14,985 sqft (0.344 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5675
Street Address16 PHILLIPS LN
CityDARIEN
StateCT
Zip06820-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR13
Legal Block109
JurisdictionDARIEN CT
Township / Civil DivisionDARIEN
Census Block Group3
Census Block3003
Census Tract30500

Owner

Source: Darien Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 PHILLIPS LN, DARIEN, CT 06820-3123
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NYS
Jan 24, 2022Deed of Trust, Mortgage · ARM
HSBC BANK USA
Aug 29, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA
Jan 19, 2022Quit Claim Deed, Transfer · ARM
HSBC BANK USA
Jul 25, 2017Warranty Deed, Transfer
HSBC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleAug 29, 2022 · Amount on Record
Deed Book / Page1786 / 560
Prior Transfer DateJan 14, 2022
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARIEN CT
Recording DateApr 27, 2026
Property Address16 PHILLIPS LN, DARIEN, CT 06820-3123
Document Number001786-560
Book / Page1786 / 560
Instrument DateApr 22, 2026
Instrument2026770
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16 PHILLIPS LN, DARIEN, CT 06820-3123

Mortgage

DateApr 27, 2026
Lender
NameCITIBANK NYS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
Type Change DateMay 1, 2026
Margin3
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARIEN CT
Property Address16 PHILLIPS LN, DARIEN, CT 06820-3123
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01735-1165
DateJan 24, 2022
Book Page1735/1165
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.72%
Type Change DateFeb 1, 2029
IndexOther
Margin3

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARIEN CT
Recording DateAug 29, 2022
Property Address16 PHILLIPS LN, DARIEN, CT 06820-3123
Document Number001746-690
Book / Page1746 / 690
Instrument DateAug 25, 2022
Instrument2559
Transaction TypeTransfer
Record UpdatedSep 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0001746692
DateAug 29, 2022
Instrument1746/692
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.88%
Type Change DateSep 1, 2032
Max Rate At Change2.75%
IndexOther

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDARIEN CT
Recording DateJan 19, 2022
Property Address16 PHILLIPS LN, DARIEN, CT 06820-3123
Document Number01735-1122
Book / Page1735 / 1122
Instrument DateJan 14, 2022
Transaction TypeTransfer
Record UpdatedJul 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16 PHILLIPS LN, DARIEN, CT 06820-3123

Mortgage

Document Number0017351165
DateJan 19, 2022
Instrument1735/1165
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.72%
Type Change DateFeb 1, 2029
IndexOther
Margin3

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARIEN CT
Recording DateJul 25, 2017
Property Address16 PHILLIPS LN, DARIEN, CT 06820-3123
Document Number1618-514
Book / Page001618 / 000514
Transaction TypeTransfer
Record UpdatedFeb 20, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PHILLIPS LN DARIEN CT 068203123, DARIEN, CT 06820-3123

Mortgage

Document Number1618-517
DateJul 25, 2017
Book Page001618/000517
Lender
NameHSBC
Agreement
AmountAmount Recorded
Term360 Months
DueJul 24, 2047

Tax Assessment & Valuation

Source: Darien Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionDarien Town
Unified School DistrictDarien School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,597.00$1,653,540 (+29.41%) Land $669,060 Building $984,480$1,157,478 Land $468,342 Building $689,136
2024$25,597.00 (+13.75%)
2023$22,502.00 (+2.21%)$1,277,780 (-) Land $477,890 Building $799,890
2022$22,016.00$1,277,780 Land $477,890 Building $799,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION-EASTERN FAIRFIELD COUNTY
private · serves 351,756 people · EPA ID CT0150011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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