16 Pepperidge Rd, Naperville, IL 60540 Property Records

DuPage County property record for 16 Pepperidge Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,351 sqft · built 1984
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$610,000 (Aug 2022)
Tax Bill$13,990 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-14-406-012

Property Details

APN / Parcel Number

Primary APN07-14-406-012

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,351 sqft Living Area
Gross Area3,963 sqft
1st Floor Area1,515 sqft
2nd Floor Area1,224 sqft
Basement Area1,224 sqft
Finished Basement612 sqft
Unfinished Basement612 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions13.7 ft deep x 8.3 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address16 PEPPERIDGE RD
CityNAPERVILLE
StateIL
Zip60540-4120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT 8 ALL
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number7
Legal Unit8
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3018
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address482 N MAIN ST, LOMBARD, IL 60148-1660
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed, Transfer · Conventional Mortgage
DUPAGE CU
Nov 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleDec 7, 2011
Deed Document Number202276104
Prior Transfer DateJul 7, 2016
Prior Transfer Doc0000074498
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateAug 12, 2022
Property Address16 PEPPERIDGE RD, NAPERVILLE, IL 60540-4120
Document Number0000076104
Map ReferenceDOC R77-99038
Instrument DateJul 7, 2022
InstrumentR2022-076104
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address16 PEPPERIDGE RD, NAPERVILLE, IL 60540-4120

Mortgage

Document Number0000076105
DateAug 12, 2022
InstrumentR2022-076105
Lender
NameDUPAGE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2037

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address16 PEPPERIDGE RD, NAPERVILLE, IL 60540-4120
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170925
DateNov 24, 2021
InstrumentR2021-170925
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,990.00 (+24.19%)$247,948 (+33.77%) Land $74,830 Building $173,118$743,844 (+33.77%) Land $224,490 Building $519,354
2022$11,265.00 Homeowner's exemption Senior Citizen's exemption$185,360 Land $56,670 Building $128,690$556,080 Land $170,010 Building $386,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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