16 Pearl St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 16 Pearl St, Wakefield, MA 01880

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,320 sqft · built 1900
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Dec 2017)
Tax Bill	$7,742 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30154`

Property Details

APN / Parcel Number

Primary APN	`30154`
Alternative APN	`WAKE M:000016 B:0067 P:000113`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,666 sqft
Basement Area	802 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	30154
Street Address	16 PEARL ST
City	WAKEFIELD
State	MA
Zip	01880-5004
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR
Legal Block	67
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5001
Census Tract	335100

Owner

16 Pearl St, a duplex, is owned by two individuals who acquired it in September 2021.

Source: Middlesex County and Wakefield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 THISTLEDALE RD, WAKEFIELD, MA 01880-1909
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Dec 22, 2017	Quit Claim Deed, Transfer ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on File
Deed Sale	Dec 22, 2017 · Amount on File
Prior Sale	Sep 14, 1980 · Amount on File
Deed Book / Page	70431 / 87
Last Transfer Date	Sep 22, 2021
Transfer Doc	078759-130
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Sep 23, 2021
Property Address	16 PEARL ST, WAKEFIELD, MA 01880-5004
Document Number	078759-130
Book / Page	78759 / 130
Instrument Date	Sep 22, 2021
Instrument	210780
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	23 THISTLEDALE RD, WAKEFIELD, MA 01880-1909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210781
Date	Sep 23, 2021
Instrument	210781

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKEFIELD MA
Recording Date	Dec 22, 2017
Property Address	16 PEARL ST, WAKEFIELD, MA 01880-5004
Document Number	70431-87
Book / Page	70431 / 87
Instrument	208272
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 PEARL ST, WAKEFIELD, MA 01880-5004

Mortgage

Document Number	704310090
Date	Dec 22, 2017
Instrument	70431/0090

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Pearl St was $7,742, down 1% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,742.00 (-0.98%)	$682,100 (-1.86%) Land $377,300 Building $304,800	$666,202
2024	$7,819.00 (+5.22%)	$695,000 (+9.71%) Land $384,400 Building $310,600
2023	$7,431.00	$633,500 Land $350,300 Building $283,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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