16 Pearl St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 16 Pearl St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	2,471 sqft Living Area
Lot Size	11,347 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$104,900 (1984)
Tax Bill	$10,350.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:022.0-0000-0236.0`
Alternative APNs	`M:022.0=0000=0236.0` `870000000040` `870000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	2,471 sqft Living Area
Gross Area	4,476 sqft Gross Area
Basement Area	1,243 sqft Basement
Unfinished Basement	870 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1970
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,347 sqft (0.26 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	870000000040
Street Address	16 PEARL ST
City	READING
State	MA
Zip	01867-2653
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	2
Census Block	2016
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:022.0-0000-0236.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 PEARL ST, READING, MA 01867-2653
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 1984 · Amount on Record
Deed Sale	Jul 06, 1984 · Amount on Record
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	16 PEARL ST, READING, MA 01867-2653
Document Number	73500-534
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PEARL ST READING MA 018672653, READING, MA 01867-2653

Mortgage

Document Number	73500-534
Date	Oct 22, 2019
Book Page	073500/000534
Instrument	162811

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,350.00 (+0.21%)	$908,700 (+3.12%) Land $460,200 Building $448,500	$737,105 (-23.23%)
2024	$10,328.00 (+6.77%)	$881,200 (+14.69%) Land $446,200 Building $435,000	$960,165
2023	$9,673.00	$768,300 Land $388,700 Building $379,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.