16 Park Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 16 Park Rd, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,466 sqft · built 1965
Lot Size	0.26 acres (11,317 sqft)
Owner	Company Name on File
Last Sale	$375,000 (May 2015)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Mar 2024 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`00094450-000000`

Property Details

APN / Parcel Number

Primary APN	`00094450-000000`
Alternative APNs	`27633700094450000000` `1109631`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,317 sqft (0.26 acres)
Garage Type	Covered
Garage Area	288 sqft
Porch	Slab
Porch Area	161 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1109631
Street Address	16 PARK RD
City	ISLAMORADA
State	FL
Zip	33036-3506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	27 63 37 ISLAND OF UPPER MATECUMBE PT GOV LOT 1 OR326-364 OR338-106/108 OR1105-108 OR1258-676/77 OR1597-787/88 OR1804-1860/61 OR2311-1384/1385 OR2578-910/11 OR2738-634 OR2866-2135/36QC OR3221-0341
Legal Range	37E
Legal Township	63S
Legal Section	27
Legal Subdivision	ACREAGE & UNREC
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2027
Census Tract	970900

Owner

16 Park Rd is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Monroe County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Construction Mortgage CORAL REEF TITLE
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2023	Correction Deed STUART D MARR TRUST
Feb 11, 2020	Loan Modification, Mortgage · Conventional Mortgage MARR STUART D TRUST (PT)
Jan 17, 2019	Loan Modification, Mortgage · Conventional Mortgage MARR STUART D (TE)
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on File
Deed Sale	May 1, 2015 · Amount on File
Prior Sale	Jul 5, 2012 · Amount on File
Deed Document Number	20152026945
Deed Book / Page	2738 / 634
Last Transfer Date	Apr 13, 2023
Transfer Doc	0032210341
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Jun 5, 2026
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Document Number	0002546284
Book / Page	3384 / 1665
Instrument Date	May 15, 2026
Instrument	20262546284
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CORAL REEF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	16 PARK RD, ISLAMORADA, FL 33036-3506

Mortgage

Document Number	0002546284,
Date	Jun 5, 2026
Book Page	3384/1665
Instrument	20262546284

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	4 Months
Due	Oct 1, 2026

Interest

Rate Type	Balloon
Rate	8.5%
Initial Type	Balloon
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PARK RD, ISLAMORADA, FL 33036-3506

Mortgage

Document Number	0032671167
Date	Mar 19, 2024
Book Page	3267/1167
Instrument	2455029

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Apr 18, 2023
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Document Number	0032210341
Book / Page	3221 / 341
Instrument Date	Apr 13, 2023
Instrument	2414426
Record Updated	Jan 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 PARK RD, ISLAMORADA, FL 33036-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PARK RD, ISLAMORADA, FL 33036-3506

Mortgage

Document Number	0003221343
Date	Apr 18, 2023
Instrument	3221/343

Lender

Name	STUART D MARR TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Document Number	0030091599
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PARK RD ISLAMORADA FL 330363506, ISLAMORADA, FL 33036-3506

Mortgage

Document Number	0030091599
Date	Feb 21, 2020
Book Page	003009/001599
Instrument	2256765

Lender

Name	MARR STUART D TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2025

Interest

Rate	7%

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Document Number	0029460863
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PARK RD ISLAMORADA FL 330363506, ISLAMORADA, FL 33036-3506

Mortgage

Document Number	0029460863
Date	Jan 28, 2019
Book Page	002946/000863
Instrument	2203420

Lender

Name	MARR STUART D (TE)
Address	KEY LARGO, FL 33037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 27, 2024

Interest

Rate	7%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 31, 2017
Property Address	16 PARK RD, ISLAMORADA, FL 33036-3506
Document Number	0028662135
Book / Page	002866 / 002135
Instrument Date	Jul 26, 2017
Instrument	2133346
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16 PARK RD ISLAMORADA FL 330363506, ISLAMORADA, FL 33036-3506

Tax Assessment & Valuation

The 2025 property tax bill for 16 Park Rd was $4,475 with a homeowner's exemption, up 3.3% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,475.00 (+3.3%) Homeowner's exemption	$425,776	$778,841 Land $550,629 Building $228,212
2024	$4,332.00 (+0.77%)
2023	$4,299.00 (+7.13%) Homeowner's exemption	$401,726 (+9.51%)	$791,354 (+36.04%) Land $577,846 Building $213,508
2022	$4,013.00 Homeowner's exemption	$366,841	$581,710 Land $385,231 Building $196,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Park Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	387 units insured incl. 122 condo units
Nearby Flood Claims	582 (1982–2022)
Claims Outside the SFHA	21 of 582
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 197 claims Hurricane Irene, Oct 1999 · 80 claims Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Park Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Park Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures