16 Palm St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 16 Palm St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,121 sqft · built 1939
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jun 2026)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:494-Z B:18`

Property Details

APN / Parcel Number

Primary APN	`M:494-Z B:18`
Alternative APN	`CNCD M:494Z B:18`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,121 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	699 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 PALM ST
City	CONCORD
State	NH
Zip	03301-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Block	18
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3004
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4113, MANCHESTER, NH 03108-4113
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage BRC FINANCIAL INC
Jun 9, 2026	Fiduciary Deed, Transfer · Stand-Alone First Mortgage BRC FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Deed Document Number	20269152
Deed Book / Page	3932 / 1739
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 20, 2026
Property Address	16 PALM ST, CONCORD, NH 03301-3255
Document Number	0000011722
Book / Page	3937 / 538
Instrument Date	Jul 17, 2026
Instrument	202611722
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011722,
Date	Jul 20, 2026
Book Page	3937/538
Instrument	202611722

Lender

Name	BRC FINANCIAL INC

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

June 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 9, 2026
Property Address	16 PALM ST, CONCORD, NH 03301-3255
Document Number	0000009152
Book / Page	3932 / 1739
Instrument Date	Jun 5, 2026
Instrument	20269152
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jun 9, 2026

Lender

Name	BRC FINANCIAL INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	409 Months
Due	Jul 1, 2060

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,714.00 (-7.35%)	$196,300 (-14.5%) Land $98,300 Building $98,000
2023	$6,167.00 (+3.75%)	$229,600 (-) Land $98,300 Building $131,300	$278,445
2022	$5,944.00	$229,600 Land $98,300 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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