16 Overlea Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 Overlea Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 1,182 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2017)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-G B:0016 L:0008`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-G B:0016 L:0008`
Alternative APNs	`M:005=G B:0016 L:0008` `447025`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,182 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	546 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	447025
Street Address	16 OVERLEA AVE
City	SAUGUS
State	MA
Zip	01906-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	16
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4009
Census Tract	208101

Owner

Source: Essex County and Saugus Town assessment roll, APN SAUG M:005-G B:0016 L:0008, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 OVERLEA AVE, SAUGUS, MA 01906-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Oct 01, 1993 · Amount on Record
Deed Book / Page	36099 / 273
Record Updated	Sep 20, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 14, 2017
Property Address	16 OVERLEA AVE, SAUGUS, MA 01906-2732
Document Number	36099-273
Book / Page	36099 / 273
Instrument	438
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$28.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 OVERLEA AVE, SAUGUS, MA 01906-2732

Mortgage

Document Number	360990275
Date	Aug 14, 2017
Instrument	36099/0275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,510.00 (+5.17%)	$515,900 (+4.88%) Land $304,500 Building $211,400	$564,870
2024	$5,239.00 (+3.97%)	$491,900 (+9.92%) Land $287,100 Building $204,800
2023	$5,039.00	$447,500 Land $252,300 Building $195,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 577 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.