16 Oro Monte, Sutter Creek, CA 95685 Property Records

Amador County property record for 16 Oro Monte, Sutter Creek, CA 95685

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 800 sqft · built 1992
Lot Size	0.58 acres (2,511 sqft)
Owner	2 Company Names on Record
Tax Bill	$711 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-313-002-000`

Property Details

APN / Parcel Number

Primary APN	`018-313-002-000`
Alternative APN	`1831300200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	800 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Lot Area	2,511 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	16 ORO MONTE
City	SUTTER CREEK
State	CA
Zip	95685-4170
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	NC
Legal Description	LOT 52 SUTTER TERRACE MHP
Legal Subdivision	SUTTER TERRACE MHP
Legal Lot Number	52
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3044
Census Tract	401

Owner

Source: Amador County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	837 PRINTZ RD, ARROYO GRANDE, CA 93420-5025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS
Nov 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000004875
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Aug 19, 2026
Property Address	16 ORO MONTE, SUTTER CREEK, CA 95685-4170
Document Number	0000004875
Instrument Date	Aug 12, 2026
Instrument	20264875
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	837 PRINTZ RD, ARROYO GRANDE, CA 93420-5025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16 ORO MONTE, SUTTER CREEK, CA 95685-4170
Document Number	0000009440
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	DPS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ORO MONTE SUTTER CREEK CA 956854170, SUTTER CREEK, CA 95685-4170

Mortgage

Document Number	0000009440
Date	Dec 5, 2017
Instrument	9440

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Dec 4, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.53%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	16 ORO MONTE, SUTTER CREEK, CA 95685-4170
Document Number	0000009441
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	DPS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ORO MONTE SUTTER CREEK CA 956854170, SUTTER CREEK, CA 95685-4170

Mortgage

Document Number	0000009441
Date	Dec 5, 2017
Instrument	9441

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Dec 4, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.53%

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,876 (+2%) Land $53,776 Building $25,100
2025	$711.00 (+4.41%) Homeowner's exemption	$77,330 (+4.04%) Land $52,722 Building $24,608
2024			$104,400
2023	$681.00 (+2.1%) Homeowner's exemption	$74,329 Land $50,676 Building $23,653
2022	$667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, GeoLinks.

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