16 Oneil Cir, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 16 Oneil Cir, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,854 sqft · built 1977
Lot Size	0.282 acres (12,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,201 (2024)
Deeds & Mortgages	Mar 2024 Refinance Apr 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334001 219-3-83`

Property Details

APN / Parcel Number

Primary APN	`334001 219-3-83`
Alternative APNs	`400121900000030830000000` `219-3-83`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
1st Floor Area	1,304 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	12,276 sqft (0.282 acres)
Lot Dimensions	137 ft deep x 75 ft wide
View / Lot	Suburban
Garage Type	Basement

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	388 sqft
Porch	Open Porch
Porch Area	320 sqft
Patio Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	219-3-83
Street Address	16 ONEIL CIR
City	MONROE
State	NY
Zip	10950-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-20
Legal Description	LT 8 BLK C OVERLOOK EST
Legal Block	3
Legal Lot Number	83.00
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 ONEIL CIR, MONROE, NY 10950-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Apr 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	16 ONEIL CIR, MONROE, NY 10950-3210
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013846
Date	Mar 5, 2024
Book Page	15536/1788
Instrument	20240013846

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	16 ONEIL CIR, MONROE, NY 10950-3210
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031991
Date	Apr 28, 2022
Book Page	15216/1978
Instrument	20220031991

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Municipality	Monroe Village
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,500 (-) Land $13,200 Building $42,300	$513,400 (+13.41%)
2024	$13,201.00
2023		$55,500 Land $13,200 Building $42,300	$452,700 Land $107,669 Building $345,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1979–2023)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE VILLAGE serves 12,000 people · EPA ID NY3503535
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, Verizon.

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