16 Old Birch Ln, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 16 Old Birch Ln, Albany, NY 12205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,478 sqft · built 1989
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Jan 2018)
Tax Bill$6,107 (2026)
Deeds & MortgagesFeb 2026 Line of Credit
Nov 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN012689 53.8-8-1

Property Details

APN / Parcel Number

Primary APN012689 53.8-8-1
Alternative APNs
  • 268905300800080010000000
  • 05300800080010000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,099 sqft
Upper Floors Area379 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area321 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05300800080010000000
Street Address16 OLD BIRCH LN
CityALBANY
StateNY
Zip12205-1854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal DescriptionN-WHITE ROCK E-COMMON ARE
Legal SubdivisionOLD BRICH LANE
Legal Block8
Legal Lot Number1.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group1
Census Block1014
Census Tract13708

Owner

16 Old Birch Ln is owned and occupied by two individuals who bought it in January 2018.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Nov 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROADVIEW FCU
May 20, 2021Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BROADVIEW FCU
Jan 2, 2018Warranty Deed, Transfer · ARM
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2018 · Amount on File
Deed SaleJan 2, 2018 · Amount on File
Prior SaleJul 2, 2004 · Amount on File
Deed Document Number201872
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 OLD BIRCH LN, ALBANY, NY 12205-1854

Mortgage

Document Number0000000498
DateFeb 19, 2026
InstrumentR2026-3498
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 18, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 OLD BIRCH LN, ALBANY, NY 12205-1854

Mortgage

Document Number0000006155
DateNov 9, 2022
InstrumentR2022-26155
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year CMT
Margin2
Max Rate9.5%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005471
DateMay 20, 2021
InstrumentR2021-15471
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressSOUTH GLENS FALLS, NY 12803
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 OLD BIRCH LN, ALBANY, NY 12205-1854

Mortgage

Document Number0000006156
DateNov 9, 2022
InstrumentR2022-26156
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index12-Month MTA
Max Rate9.5%

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateJan 2, 2018
Property Address16 OLD BIRCH LN, ALBANY, NY 12205-1854
Document Number0000000072
Map ReferenceDR172 MAP6764
Instrument DateDec 21, 2017
InstrumentR2018-00072
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 OLD BIRCH LN, 16, ALBANY, NY 12205-1854

Transferred To (Grantee/Buyer)

NameVerified Name
Address579 SAND CREEK RD, ALBANY, NY 12205-2469

Mortgage

Document Number0000000073
DateJan 2, 2018
InstrumentR2018-00073
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJan 1, 2023
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.75%
Index1-Year CMT
Margin3
Max Rate8.75%

Tax Assessment & Valuation

The 2026 property tax bill for 16 Old Birch Ln was $6,107, down 3.1% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,107.00 (-3.06%)
2025$6,300.00$135,000 Land $33,800 Building $101,200$308,900 Land $77,339 Building $231,561
2023$135,000 (-) Land $33,800 Building $101,200$264,700 (+9.31%) Land $66,273 Building $198,427
2022$135,000 Land $33,800 Building $101,200$242,152 Land $60,628 Building $181,524
2021$5,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Old Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Old Birch Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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