16 Oak Cir, Merrimac, MA 01860 Property Records

Essex County and Amesbury City property record for 16 Oak Cir, Merrimac, MA 01860

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,728 sqft · built 1950
Lot Size0.028 acres (1,240 sqft)
OwnerTrust Name on File
Last Sale$310,000 (Jun 2002)
Tax Bill$9,873 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN53-54 LA

Property Details

APN / Parcel Number

Primary APN53-54 LA
Alternative APN
  • AMES M:70 B:0001

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,728 sqft Living Area
Gross Area2,908 sqft
1st Floor Area864 sqft
Basement Area759 sqft
Unfinished Basement759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCottage
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,240 sqft (0.028 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number53-54 LA
Street Address16 OAK CIR
CityMERRIMAC
StateMA
Zip01860-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Block1
JurisdictionAMESBURY MA
Township / Civil DivisionAMESBURY TOWN
Census Block Group4
Census Block4005
Census Tract266100

Owner

16 Oak Cir is owner-occupied and held in a trust since June 2002.

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address16 OAK CIR, AMESBURY, MA 01913-2032
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2002 · Amount on File
Deed SaleJun 27, 2002 · Amount on File
Deed Book / Page18872 / 435
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMESBURY MA
Property Address16 OAK CIR, MERRIMAC, MA 01860-1625
Transaction TypeMortgage
Record UpdatedMay 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040866-31
DateApr 15, 2022
Book Page40866/31
Instrument20220415001240
Lender
NameNEWBURYPORT FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMay 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16 Oak Cir was $9,873, up 0.2% from the year before.

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityAmesbury City
Unified School DistrictAmesbury School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,873.00 (+0.18%)$656,000 (+1.85%) Land $351,600 Building $304,400$636,634 (-17.34%)
2025$9,855.00 (+19.09%)$644,100 (+21.74%) Land $362,600 Building $281,500$770,165
2024$8,275.00 (+8.43%)$529,100 (+13.27%) Land $274,700 Building $254,400
2023$7,632.00$467,100 Land $226,100 Building $241,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Oak Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2021–2022)
Most Recent ClaimJan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMESBURY DPW WATER DIV.
serves 17,366 people · EPA ID MA3007000
Water SourceSurface water
Last State InspectionJun 2026
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Cir

Nearby Streets

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