16 Nugent Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 16 Nugent Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,357 sqft · built 1995
Lot Size	0.401 acres (17,472 sqft)
Owner	2 Individual Names on File
Last Sale	$1,328,000 (Jun 2025)
Tax Bill	$11,147 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:046.0-0000-0068.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:046.0-0000-0068.0`
Alternative APNs	`M:046.0=0000=0068.0` `1960000000210` `1960000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,357 sqft Living Area
Gross Area	3,494 sqft
Basement Area	850 sqft
Unfinished Basement	637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,472 sqft (0.401 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1960000000210
Street Address	16 NUGENT LN
City	READING
State	MA
Zip	01867-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1007
Census Tract	334300

Owner

16 Nugent Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 NUGENT LN, READING, MA 01867-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UTR CAPITAL LLC
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 5, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Oct 30, 2024	Foreclosure · Stand-Alone First Mortgage RFLF 4 LLC
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTEK SMALL BUSINESS FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on File
Deed Sale	Jun 5, 2025 · Amount on File
Prior Sale	Oct 30, 2024 · Amount on File
Deed Book / Page	84188 / 436
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	16 NUGENT LN, READING, MA 01867-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083815-171
Date	Feb 28, 2025
Book Page	83815/171
Instrument	21001

Lender

Name	UTR CAPITAL LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	16 NUGENT LN, READING, MA 01867-1112
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084941-181
Date	Dec 1, 2025
Book Page	84941/181
Instrument	146317

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	229 Months
Due	Jan 1, 2045

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 5, 2025
Property Address	16 NUGENT LN, READING, MA 01867-1112
Document Number	084188-436
Book / Page	84188 / 436
Instrument Date	Jun 5, 2025
Instrument	63125
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 NUGENT LN, READING, MA 01867-1112

Mortgage

Document Number	0000063126
Date	Jun 5, 2025
Instrument	63126

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 1, 2032
Max Rate At Change	2.75%
Index	Other

October 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	READING MA
Recording Date	Oct 30, 2024
Property Address	16 NUGENT LN, READING, MA 01867-1112
Document Number	083414-470
Book / Page	83414 / 470
Instrument Date	Oct 29, 2024
Instrument	123831
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MANSION RD, WAKEFIELD, MA 01880-2666

Mortgage

Document Number	0000123833
Date	Oct 30, 2024
Instrument	123833

Lender

Name	RFLF 4 LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	16 NUGENT LN, READING, MA 01867-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76312-70
Date	Dec 1, 2020
Book Page	76312/70
Instrument	227015

Lender

Name	NEWTEK SMALL BUSINESS FINANCE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 Nugent Ln was $11,147, up 7.1% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,147.00 (+7.06%)	$1,017,100 (+11.27%) Land $446,400 Building $570,700	$1,177,463 (-5.93%)
2025	$10,412.00 (-1.19%)	$914,100 (+1.67%) Land $425,700 Building $488,400	$1,251,720 (+28.99%)
2024	$10,537.00 (+6.25%)	$899,100 (+14.14%) Land $418,700 Building $480,400	$970,425
2023	$9,917.00	$787,700 Land $366,800 Building $420,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Nugent Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Nugent Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nugent Ln

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