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16 Nicholas St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 16 Nicholas St, Seneca Falls, NY 13148

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 2.5 ba · 2,307 sqft · built 1986
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Tax Bill$7,726 (2026)
Deeds & MortgagesAug 2014 Line of Credit
Mar 2025 Sale
APN453289 20-2-13.111

Property Details

APN / Parcel Number

Primary APN453289 20-2-13.111
Alternative APN
  • 45320102000000020131110000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,307 sqft Total Area
1st Floor Area2,307 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions151 ft deep x 112 ft wide

Exterior Amenities

PorchPatio
Porch Area570 sqft
Patio Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 NICHOLAS ST
CitySENECA FALLS
StateNY
Zip13148-2131
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-1
Legal Block2
Legal Lot Number13.111
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group1
Census Block1020
Census Tract950300

Owner

16 Nicholas St, a residential property, is owned and occupied by two individuals.

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2918 STATE ROUTE 89, SENECA FALLS, NY 13148-9559
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2014Deed of Trust, Mortgage · Line of Credit
GENERATIONS BANK
Mar 6, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address16 NICHOLAS ST, SENECA FALLS, NY 13148-2131
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001507/0000000315
DateAug 15, 2014
Book Page0000001507/0000000315
Instrument201400022743
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term257 Months
DueJan 1, 2036

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSENECA NY
Recording DateMar 6, 2025
Property Address16 NICHOLAS ST, SENECA FALLS, NY 13148-2131
Document Number001116/223
Book / Page1116 / 223
Instrument DateFeb 24, 2025
Instrument69590
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2918 STATE ROUTE 89, SENECA FALLS, NY 13148-9559

Tax Assessment & Valuation

The 2026 property tax bill for 16 Nicholas St was $7,726 with exemptions applied, up 2.3% from the year before.

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,726.00 (+2.29%) Disabled Person's exemption Veteran's exemption
2025$7,553.00$343,000 Land $19,600 Building $323,400$376,923 Land $21,538 Building $355,385
2023$343,000 Land $19,600 Building $323,400$343,000 Land $19,600 Building $323,400
2019$1,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Nicholas St; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Nicholas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nicholas St

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