Essex County and Beverly City property record for 16 Neptune St, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,236 sqft · built 1965 |
| Lot Size | 0.949 acres (41,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,205,000 (Oct 2022) |
| Tax Bill | $12,926 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 4,341 sqft |
| Basement Area | 1,963 sqft |
| Unfinished Basement | 1,963 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,317 sqft (0.949 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5446 |
|---|---|
| Street Address | 16 NEPTUNE ST |
| City | BEVERLY |
| State | MA |
| Zip | 01915-4726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 247 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 217601 |
16 Neptune St is owned and occupied by an individual who bought it in October 2022.
Source: Essex County and Beverly City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed, Transfer · Stand-Alone First Mortgage CAPE ANN SAVINGS BANK |
| Jul 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | Jun 15, 1987 · Amount on File |
| Deed Document Number | 20224370 |
| Deed Book / Page | 41247 / 354 |
| Prior Transfer Date | Jun 30, 2021 |
| Prior Transfer Doc | 040046-429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Oct 14, 2022 |
| Property Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Document Number | 041247-354 |
| Book / Page | 41247 / 354 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 20221014004370 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Document Number | 0000000438 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 438 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Nov 1, 2029 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jul 1, 2021 |
| Property Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Document Number | 040046-429 |
| Book / Page | 40046 / 429 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 20210701004380 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jul 1, 2021 |
| Property Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
| Document Number | 040046-422 |
| Book / Page | 40046 / 422 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 20210701004350 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 NEPTUNE ST, BEVERLY, MA 01915-4726 |
The 2025 property tax bill for 16 Neptune St was $12,926, up 1.5% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,926.00 (+1.47%) | $1,176,200 (+3.68%) Land $677,600 Building $498,600 | $1,382,155 |
| 2024 | $12,739.00 (+14.78%) | $1,134,400 (+15.09%) Land $635,800 Building $498,600 | |
| 2023 | $11,099.00 | $985,700 Land $619,100 Building $366,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Neptune St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Neptune St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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