16 Neptune Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 16 Neptune Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,016 sqft · built 1925
Lot Size	0.097 acres (4,212 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,142 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0122 B:0019 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0122 B:0019 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
Gross Area	3,952 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,212 sqft (0.097 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	16 NEPTUNE RD
City	MARBLEHEAD
State	MA
Zip	01945-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	BAY VIEW ANX
Legal Block	19
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	2
Census Block	2017
Census Tract	203301

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 NEPTUNE RD, MARBLEHEAD, MA 01945-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CREDIT UNION LYNN
Jan 24, 2019	Deed of Trust, Mortgage COMMUNITY CREDIT UNION LYNN
Jan 29, 2018	Deed of Trust, Mortgage BEVERLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 NEPTUNE RD, MARBLEHEAD, MA 01945-1312
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042095-274
Date	May 1, 2024
Book Page	42095/274
Instrument	20240501001720

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 NEPTUNE RD, MARBLEHEAD, MA 01945-1312
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037289-511
Date	Jan 24, 2019
Book Page	37289/511
Instrument	20190124000700

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	16 NEPTUNE RD, MARBLEHEAD, MA 01945-1312
Document Number	36511-522
Book / Page	036511 / 000522
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36511-522
Date	Feb 2, 2018
Book Page	036511/000522
Instrument	1802021440

Lender

Name	BEVERLY BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,142.00 (-5.11%)	$717,500 (+0.32%) Land $426,500 Building $291,000	$798,296 (+7.93%)
2025	$6,473.00 (-0.93%)	$715,200 (-1.92%) Land $449,000 Building $266,200	$739,670
2024	$6,534.00 (-0.47%)	$729,200 (+11.07%) Land $482,600 Building $246,600
2023	$6,565.00	$656,500 Land $420,900 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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