16 Nancy Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 16 Nancy Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1960
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jul 2022)
Tax Bill	$6,060 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:089 L:114 S:012`

Property Details

APN / Parcel Number

Primary APN	`B:089 L:114 S:012`
Alternative APN	`LYNN M:089 B:114 L:012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	3,063 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,090 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	16 NANCY RD
City	LYNN
State	MA
Zip	01904-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	114
Legal Lot Number	12
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 NANCY RD, LYNN, MA 01904-2058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jul 22, 2022	Deed, Transfer · Stand-Alone First Mortgage METRO CU
Feb 9, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Aug 11, 2017	Quit Claim Deed, Transfer EASTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Book / Page	41084 / 212
Prior Transfer Date	Feb 3, 2021
Prior Transfer Doc	39507-42
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 NANCY RD, LYNN, MA 01904-2058
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039507-45
Date	Feb 9, 2021
Book Page	39507/45
Instrument	20210209000290

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LYNN MA
Recording Date	Jul 22, 2022
Property Address	16 NANCY RD, LYNN, MA 01904-2058
Document Number	041084-212
Book / Page	41084 / 212
Instrument Date	Jul 22, 2022
Instrument	20220722004280
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 NANCY RD, LYNN, MA 01904-2058

Mortgage

Document Number	220722004290
Date	Jul 22, 2022
Instrument	220722004290

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	041084-226
Date	Jul 22, 2022
Book Page	41084/226
Instrument	20220722004300

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 9, 2021
Property Address	16 NANCY RD, LYNN, MA 01904-2058
Document Number	0039507-42
Book / Page	39507 / 42
Instrument Date	Feb 3, 2021
Instrument	20210209000280
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 NANCY RD, LYNN, MA 01904-2058

Mortgage

Document Number	0039507-45
Date	Feb 9, 2021
Book Page	39507/45
Instrument	20210209000290

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 11, 2017
Property Address	16 NANCY RD, LYNN, MA 01904-2058
Document Number	36094-541
Book / Page	36094 / 541
Instrument	419
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 NANCY RD, LYNN, MA 01904-2058

Mortgage

Document Number	360940543
Date	Aug 11, 2017
Instrument	36094/0543

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,060.00 (+4.88%)	$584,900 (+6.6%) Land $195,900 Building $389,000	$665,570
2024	$5,778.00 (+8.08%)	$548,700 (+14.43%) Land $194,600 Building $354,100
2023	$5,346.00	$479,500 Land $194,600 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Nancy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures