16 N Smith St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 16 N Smith St, Greenwich, CT 06830

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 3,624 sqft · built 1922
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2017)
Tax Bill	$14,369 (2026)
Deeds & Mortgages	May 2018 Line of Credit Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`04-1849S`

Property Details

APN / Parcel Number

Primary APN	`04-1849S`
Alternative APNs	`GREE M:04 B:1849/S` `144/013`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,624 sqft Living Area
Attic	Attic
Attic Area	250 sqft
Basement Area	1,742 sqft
Unfinished Basement	1,742 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	144/013
Street Address	16 N SMITH ST
City	GREENWICH
State	CT
Zip	06830-2924
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Block	1849/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3011
Census Tract	10500

Owner

16 N Smith St, a duplex, is owned and occupied by two individuals who bought it in September 2017.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 N SMITH ST, GREENWICH, CT 06830-2924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Book / Page	7292 / 98
Transfer Doc	7292-98
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	16 N SMITH ST, GREENWICH, CT 06830-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7381-98
Date	May 8, 2018
Book Page	7381/98
Instrument	3213

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	16 N SMITH ST, GREENWICH, CT 06830-2924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7647-142
Date	Apr 8, 2020
Book Page	7647/142
Instrument	2638

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 16 N Smith St was $14,369, up 21.2% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,369.00 (+21.19%)	$1,370,530 (+42.85%) Land $466,900 Building $903,630	$1,488,356 (+121.62%)
2025	$11,857.00	$959,420 Land $335,300 Building $624,120	$671,594 Land $234,710 Building $436,884
2024	$11,857.00 (+6.21%)
2023	$11,164.00 (+2.17%)	$959,420 (+1.24%) Land $335,300 Building $624,120
2022	$10,927.00	$947,660 Land $335,300 Building $612,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 N Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 N Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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