16 N Seward St, Red Cloud, NE 68970 Property Records

Webster County property record for 16 N Seward St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 764 sqft · built 1946
Lot Size	0.489 acres (21,300 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Mar 2025)
Tax Bill	$375 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`000157300`

Property Details

APN / Parcel Number

Primary APN	`000157300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	764 sqft Living Area
1st Floor Area	764 sqft
Basement Area	340 sqft
Unfinished Basement	340 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,300 sqft (0.489 acres)
Lot Dimensions	142 ft deep x 150 ft wide
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16 N SEWARD ST
City	RED CLOUD
State	NE
Zip	68970-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 27-32 BLOCK 3 GARBER'S SECOND ADDITION RED CLOUD
Legal Range	11
Legal Township	01
Legal Section	00
Legal Subdivision	GARBER'S SECOND ADD
Legal Block	3
Legal Lot Number	27-32
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	1
Census Block	1124
Census Tract	965100

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 N SEWARD ST, RED CLOUD, NE 68970-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Dec 2, 2022	Warranty Deed, Transfer TRI-COUNTY TITLE SERVICES LLC, TRI CITY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Dec 2, 2022 · Amount on File
Deed Book / Page	2025 / 694
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	16 N SEWARD ST, RED CLOUD, NE 68970-2619
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3412 4TH AVE, KEARNEY, NE 68845-2824

Mortgage

Document Number	002023/194
Date	Jan 31, 2023
Book Page	2023/194

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Dec 2, 2022
Property Address	16 N SEWARD ST, RED CLOUD, NE 68970-2619
Document Number	02022/2964
Book / Page	2022 / 2964
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TRI-COUNTY TITLE SERVICES LLC, TRI CITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$65.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,805 (+20.66%) Land $3,940 Building $35,865	$39,805 (+20.66%) Land $3,940 Building $35,865
2025	$375.00 (+504.84%)	$32,990 (+692.08%) Land $3,940 Building $29,050	$32,990 (+692.08%) Land $3,940 Building $29,050
2023	$62.00	$4,165 Land $3,280 Building $885	$4,165 Land $3,280 Building $885

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100

May also be available: Nextlink, Viaero Wireless.

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