16 N Carpenter St, Unit 3N, Chicago, IL 60607 Property Records

Cook County property record for 16 N Carpenter St, Unit 3N, Chicago, IL 60607

Property Summary

Property Type	Condominium
Details	built 2011
Lot Size	0.833 acres (36,269 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Aug 2026)
Tax Bill	$17,501 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-08-445-027-1056`

Property Details

APN / Parcel Number

Primary APN	`17-08-445-027-1056`

Interior

Units	24 Units

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Lot Area	36,269 sqft (0.833 acres)

Location & Zoning

Street Address	16 N CARPENTER ST, 3N
City	CHICAGO
State	IL
Zip	60607-2199
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DX-3
Legal Subdivision	CARPENTERS ADD/CHICAGO
Legal Block	49
Legal Lot Number	8-13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1049
Census Tract	833000

Owner

Source: Cook County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 N CARPENTER ST, 3N, CHICAGO, IL 60607-2199
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer · Conventional Mortgage LENDING SERVICES
Nov 20, 2025	Deed of Trust, Mortgage THE NORTHERN TRUST CO
Nov 6, 2023	Warranty Deed, Transfer NOT AVAILABLE, DOMA TITLE INSURANCE INC
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INLAND BK&TR
Aug 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2026 · Amount on Record
Deed Sale	Aug 27, 2026 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	202623928077
Prior Transfer Date	Aug 13, 2018
Prior Transfer Doc	0000016046
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 27, 2026
Property Address	16 N CARPENTER ST, 3N, CHICAGO, IL 60607-2199
Document Number	0000028077
Instrument Date	Aug 12, 2026
Instrument	202628077
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	PRECISION TITLE, PRECISION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 N CARPENTER ST, 3N, CHICAGO, IL 60607-2199

Mortgage

Document Number	0000028078,
Date	Aug 27, 2026
Instrument	202623928078

Lender

Name	LENDING SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16 N CARPENTER ST UNIT 3N, 3N, CHICAGO, IL 60607-2199
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032408000
Date	Nov 20, 2025
Instrument	2532408000

Lender

Name	THE NORTHERN TRUST CO
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Amount	Amount Recorded

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 6, 2023
Property Address	16 N CARPENTER ST UNIT 3N, 3N, CHICAGO, IL 60607-2199
Document Number	0031010029
Instrument Date	Oct 27, 2023
Instrument	2331010029
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	NOT AVAILABLE, DOMA TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Tax	$927.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 N CARPENTER ST UNIT 3N, 3N, CHICAGO, IL 60607-2199

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	16 N CARPENTER ST UNIT 3N, 3N, CHICAGO, IL 60607-2199
Document Number	2018816061
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16 N CARPENTER ST #3N CHICAGO IL 606072199, 3N, CHICAGO, IL 60607-2199

Mortgage

Document Number	2018816061
Date	Jul 6, 2020
Instrument	18816061

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 21, 2018
Property Address	16 N CARPENTER ST UNIT 3N, 3N, CHICAGO, IL 60607-2199
Document Number	1823316046
Instrument Date	Aug 13, 2018
Instrument	23316046
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16 N CARPENTER ST #3NANDGPU CHICAGO IL 606072199, 3NANDG, CHICAGO, IL 60607-2199

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,789 (-1.27%) Land $4,315 Building $82,474	$867,890 (-1.27%) Land $43,150 Building $824,740
2024	$17,501.00 (-2.28%)
2023	$17,909.00 (+2.71%)
2022	$17,436.00 (+2.19%)	$87,908 (-) Land $2,366 Building $85,542	$879,080 (-) Land $23,660 Building $855,420
2021	$17,063.00	$87,908 Land $2,366 Building $85,542	$879,080 Land $23,660 Building $855,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber, T-Mobile, Zentro.

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