16 N Bend St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 16 N Bend St, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1914
Lot Size	0.175 acres (7,628 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Dec 2025)
Tax Bill	$3,464 (2026)
Deeds & Mortgages	Dec 2025 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094000 280.1-4-35`

Property Details

APN / Parcel Number

Primary APN	`094000 280.1-4-35`
Alternative APN	`400028000100040350000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,300 sqft Living Area
1st Floor Area	650 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,628 sqft (0.175 acres)
Lot Dimensions	135 ft deep x 56.5 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	146 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 N BEND ST
City	PERU
State	NY
Zip	12972-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAT BELL
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	3
Census Block	3019
Census Tract	101901

Owner

16 N Bend St is owned by an individual who bought it in December 2025.

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	649 MILITARY TPKE, PLATTSBURGH, NY 12901-5515
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer
Aug 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MOUNTIAN VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000318030
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Dec 23, 2025
Property Address	16 N BEND ST, PERU, NY 12972-2915
Document Number	0000348199
Instrument Date	Dec 22, 2025
Instrument	2025-00348199
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 MILITARY TPKE, PLATTSBURGH, NY 12901-5515

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 5, 2021
Property Address	16 N BEND ST, PERU, NY 12972-2915
Document Number	0000318030
Instrument Date	Jul 16, 2021
Instrument	20210-00318030
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 N BEND ST, PERU, NY 12972-2915

Mortgage

Document Number	21000318031
Date	Aug 5, 2021
Instrument	210-00318031

Lender

Name	MOUNTIAN VALLEY FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16 N Bend St was $3,464, up 167.5% from the year before.

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,464.00 (+167.49%)
2025	$1,295.00 (-64.44%)	$151,600 (+1.4%) Land $12,200 Building $139,400	$151,600 (+1.4%) Land $12,200 Building $139,400
2024	$3,642.00	$149,500 (+8.02%) Land $12,200 Building $137,300	$149,500 (+8.02%) Land $12,200 Building $137,300
2023		$138,400 Land $12,200 Building $126,200	$138,400 Land $12,200 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 N Bend St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 N Bend St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WD serves 2,700 people · EPA ID NY0900216
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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