16 Murray Rd, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 16 Murray Rd, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	1,801 sqft · built 1960
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on File
Last Sale	$865,000 (Oct 2025)
Tax Bill	$10,234 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-02508-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`36-02508-0000-00014`
Alternative APNs	`360250800014` `00002210`

Interior

Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00002210
Street Address	16 MURRAY RD
City	MONTVALE
State	NJ
Zip	07645-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	110X100
Legal Block	2508
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	3
Census Block	3018
Census Tract	35100

Owner

16 Murray Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 MURRAY RD, MONTVALE, NJ 07645-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Apr 27, 1998 · Amount on File
Deed Document Number	202568844
Deed Book / Page	5617 / 560
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 8, 2025
Property Address	16 MURRAY RD, MONTVALE, NJ 07645-2621
Document Number	0056170560
Book / Page	5617 / 560
Instrument Date	Oct 8, 2025
Instrument	2025068844
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	REALSAFE TITLE LLC, REAL SAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,009.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	G20 LADSON LOOP, THE VILLAGES, FL 32162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MURRAY RD, MONTVALE, NJ 07645-2621

Mortgage

Document Number	2025068845
Date	Oct 8, 2025
Instrument	2025068845

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 16 Murray Rd was $10,234, up 1.5% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,000 (-) Land $245,000 Building $156,000	$401,000 (-) Land $245,000 Building $156,000
2025	$10,234.00 (+1.48%)	$401,000 Land $245,000 Building $156,000	$401,000 Land $245,000 Building $156,000
2024	$10,085.00
2023		$401,000 Land $245,000 Building $156,000	$401,000 Land $245,000 Building $156,000
2022	$9,908.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Murray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Murray Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20