Otero County property record for 16 Mountain View Ln, Cloudcroft, NM 88317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,254 sqft · built 1942 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,077 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4075091033350 |
| Primary APN | 11O4075091033350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,932 sqft (0.228 acres) |
| Terrain | Mountain |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R039817 |
|---|---|
| Street Address | 16 MOUNTAIN VIEW LN |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-9419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: TWIN FORKS RANCH ESTATES #2 LOT 16 BLOCK: 2 |
| Legal Subdivision | TWIN FORKS RANCH ESTATES #2 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 901 |
Source: Otero County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2801 RIX ST, COMMERCE, TX 75428-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 13, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 15, 2025 | Transfer on Death Deed, Transfer |
| May 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Mar 21, 2018 | Warranty Deed, Transfer CASA Y TIERRA ABSTRACT AND TITLE COMPANY I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 |
| Deed Sale | May 7, 2026 |
| Prior Sale | May 4, 2022 · Amount on Record |
| Deed Document Number | 20263714 |
| Prior Transfer Date | Oct 31, 2025 |
| Prior Transfer Doc | 0202510340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202306367 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202306367 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO NM |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0202506523 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | 202506523 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | May 7, 2026 |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0000003714 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263714 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2801 RIX ST, COMMERCE, TX 75428-3720 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | Dec 15, 2025 |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0202510340 |
| Map Reference | MB 7 PG 21 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 202510340 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | May 4, 2022 |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0202204488 |
| Map Reference | MB 7 PG 21 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 202204488 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | CASA Y TIERRA ABSTRACT AND TITLE COMPANY I, CASA Y TIERRA ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0202204489 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 202204489 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | Mar 21, 2018 |
| Property Address | 16 MOUNTAIN VIEW LN, CLOUDCROFT, NM 88317-9419 |
| Document Number | 0000002528 |
| Instrument Date | Oct 25, 2016 |
| Instrument | 2528 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | CASA Y TIERRA ABSTRACT AND TITLE COMPANY I |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6741 LOVAR ARC ALBUQUERQUE NM 87120, ALBUQUERQUE, NM 87120 |
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,725 (+1.81%) Land $15,960 Building $56,765 | $218,174 (+1.81%) Land $47,880 Building $170,294 | |
| 2025 | $1,077.00 (+0.19%) Homeowner's exemption | $71,433 (+2.05%) Land $15,960 Building $55,473 | $214,298 (+2.05%) Land $47,880 Building $166,418 |
| 2023 | $1,075.00 | $70,000 Land $14,333 Building $55,667 | $210,000 Land $43,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.6% of the US · above 99.9% of New Mexico |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN FORKS MDWCA serves 1,274 people · EPA ID NM3571119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PVT Networks Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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