16 Mountain Shadow Ln, Monterey, CA 93940 Property Records

Monterey County property record for 16 Mountain Shadow Ln, Monterey, CA 93940

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,620 sqft · built 1973
Lot Size0.39 acres (1,732 sqft)
OwnerCompany Name on Record
Last Sale$397,500 (May 2011)
Tax Bill$5,886 (2025)
Deeds & MortgagesSep 2021 Reverse Mortgage
Sep 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN014-111-056-000

Property Details

APN / Parcel Number

Primary APN014-111-056-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleL-Shape
Construction TypeWood
Lot Area1,732 sqft (0.39 acres)
Garage Area566 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 MOUNTAIN SHADOW LN
CityMONTEREY
StateCA
Zip93940
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT 681 MOUNTAIN SHADOWS A SUBD OF SKYLINE FOREST NO 6 BLK 19 UNIT 16
Legal SubdivisionMOUNTAIN SHADOWS A SUBD OF SKYLINE FORES
Legal Tract681
Legal Block19
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2001
Census Tract12800

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 225, PEBBLE BEACH, CA 93953-0225
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Sep 15, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2011 · Amount on Record
Deed SaleMay 6, 2011 · Amount on Record
Deed Document Number201126025
Last Transfer DateAug 30, 2021
Transfer Doc0000061838
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address16 MOUNTAIN SHADOW LN, MONTEREY, CA 93940-4100
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 MOUNTAIN SHADOW LN, MONTEREY, CA 93940-4100

Mortgage

Document Number0000061840
DateSep 15, 2021
Instrument2021061840
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.19%
Type Change DateNov 1, 2021
Max Rate8.19%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateSep 15, 2021
Property Address16 MOUNTAIN SHADOW LN, MONTEREY, CA 93940-4100
Document Number0000061838
Map ReferenceVOL 11 PG 59
Instrument DateAug 30, 2021
Instrument2021061838
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address249 FOREST RIDGE RD UNIT 16, 16, MONTEREY, CA 93940-4142

Mortgage

Document Number0000061839
DateSep 15, 2021
Instrument2021061839
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.19%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$519,438 (+2%) Land $235,219 Building $284,219
2025$5,886.00 (+11.94%) Homeowner's exemption$509,254 (+4.04%) Land $230,607 Building $278,647
2023$5,258.00 (+1.43%) Homeowner's exemption$489,481 Land $221,653 Building $267,828
2022$5,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250

May also be available: AT&T, GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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