16 Mount Locust Ave, Rockport, MA 01966 Property Records

Essex County and Rockport Town property record for 16 Mount Locust Ave, Rockport, MA 01966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,475 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Mar 2001)
Tax Bill	$7,134 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROCK M:15 B:74`

Property Details

APN / Parcel Number

Primary APN	`ROCK M:15 B:74`
Alternative APNs	`RPRT M:15 B:74` `1335`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1335
Street Address	16 MOUNT LOCUST AVE
City	ROCKPORT
State	MA
Zip	01966-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	74
Legal Lot Number	74
Jurisdiction	ROCKPORT MA
Township / Civil Division	ROCKPORT
Census Block Group	1
Census Block	1002
Census Tract	220102

Owner

16 Mount Locust Ave is owned and occupied by two individuals who bought it in March 2001.

Source: Essex County and Rockport Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MOUNT LOCUST AVE, ROCKPORT, MA 01966-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Apr 29, 2020	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2001 · Amount on File
Deed Sale	Mar 27, 2001 · Amount on File
Prior Sale	Jun 17, 1991 · Amount on File
Deed Book / Page	17002 / 574
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	16 MOUNT LOCUST AVE, ROCKPORT, MA 01966-1018
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043260-40
Date	Mar 9, 2026
Book Page	43260/40
Instrument	80

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	16 MOUNT LOCUST AVE, ROCKPORT, MA 01966-1018
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040770-181
Date	Mar 7, 2022
Book Page	40770/181
Instrument	20220307000690

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	265 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	16 MOUNT LOCUST AVE, ROCKPORT, MA 01966-1018
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039587-252
Date	Mar 1, 2021
Book Page	39587/252
Instrument	20210301001880

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKPORT MA
Property Address	16 MOUNT LOCUST AVE, ROCKPORT, MA 01966-1018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38463-157
Date	Apr 29, 2020
Book Page	38463/157
Instrument	20200429000730

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 16 Mount Locust Ave was $7,134, up 9.9% from the year before.

Source: Essex County and Rockport Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rockport Town
Unified School District	Rockport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,134.00 (+9.92%)	$814,400 (+5.66%) Land $328,300 Building $486,100	$768,455
2024	$6,490.00 (+0.12%)	$770,800 (+12.13%) Land $313,100 Building $457,700
2023	$6,482.00	$687,400 Land $289,500 Building $397,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Mount Locust Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 individual policies
Nearby Flood Policies	35 units insured incl. 5 condo units
Nearby Flood Claims	28 (1978–2018)
Claims Outside the SFHA	9 of 28
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Mount Locust Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Mount Locust Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures