16 Monroe St, #18, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 16 Monroe St, #18, Concord, NH 03301

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 3,356 sqft · built 1860
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$336,000 (Jul 2020)
Tax Bill	$9,662 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:33 B:2 L:18`

Property Details

APN / Parcel Number

Primary APN	`M:33 B:2 L:18`
Alternative APN	`CNCD M:7414Z B:131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,356 sqft Living Area
Gross Area	6,671 sqft
1st Floor Area	1,532 sqft
Attic	Attic
Attic Area	1,488 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	16 MONROE ST, 18
City	CONCORD
State	NH
Zip	03301-3614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	131
Legal Lot Number	18
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3014
Census Tract	32900

Owner

16 Monroe St, #18 is owned by a company that bought it in July 2020.

Source: Merrimack County and Concord City records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	16 MONROE ST, 18, CONCORD, NH 03301-3614
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage CITIZENS BK NA
Jul 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	202013738
Deed Book / Page	3685 / 451
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16 MONROE ST # 18, 18, CONCORD, NH 03301-3614
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003808
Date	Mar 16, 2026
Book Page	3922/2535
Instrument	202600003808

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16-18 MONROE ST, CONCORD, NH 03301
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011272
Date	Jun 9, 2022
Book Page	3794/2928
Instrument	202200011272

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 9, 2020
Property Address	16-18 MONROE ST, CONCORD, NH 03301
Document Number	0036850451
Book / Page	003685 / 000451
Instrument Date	Jul 8, 2020
Instrument	13738
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 BRANCH TPKE #68 CONCORD NH 033015783, 68, CONCORD, NH 03301-5783

Mortgage

Document Number	36850453
Date	Jul 9, 2020
Book Page	003685/000453
Instrument	13739

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 3, 2017
Property Address	16-18 MONROE ST, CONCORD, NH 03301
Document Number	0035612018
Book / Page	003561 / 002018
Instrument Date	Jun 5, 2017
Instrument	12045
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Tax	$2,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 SHAW RD PITTSFIELD NH 032633011, PITTSFIELD, NH 03263-3011

Tax Assessment & Valuation

The 2025 property tax bill for 16 Monroe St, #18 was $9,662.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,662.00	$331,900 Land $89,400 Building $242,500
2023	$9,597.00 (+3.75%)	$357,300 (-) Land $89,400 Building $267,900
2022	$9,250.00	$357,300 Land $89,400 Building $267,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Monroe St, #18 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Monroe St, #18 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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