16 Monadnock St, #18, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 16 Monadnock St, #18, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,304 sqft · built 1921
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$259,933 (Dec 2021)
Tax Bill	$7,517 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:594 L:8`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:594 L:8`
Alternative APN	`594008000000000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	4,041 sqft
1st Floor Area	1,080 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Slate
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	594008000000000
Street Address	16 MONADNOCK ST, 18
City	KEENE
State	NH
Zip	03431-4167
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	LD
Legal Lot Number	8
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1008
Census Tract	971403

Owner

16 Monadnock St, #18 is owned and occupied by an individual who bought it in December 2021.

Source: Cheshire County and Keene City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	16 MONADNOCK ST, 18, KEENE, NH 03431-4167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF WALPOLE
Dec 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Oct 6, 2009 · Amount on File
Deed Document Number	202113129
Deed Book / Page	3192 / 149
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	16 MONADNOCK ST # 18, 18, KEENE, NH 03431-4167
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003326-628
Date	Oct 14, 2025
Book Page	3326/628
Instrument	2507917

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Dec 1, 2021
Property Address	16-18 MONADNOCK ST, KEENE, NH 03431
Document Number	003192-149
Book / Page	3192 / 149
Instrument Date	Nov 30, 2021
Instrument	2113129
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 PARK AVE APT 38, 38, KEENE, NH 03431-1593

Mortgage

Document Number	0002113130
Date	Dec 1, 2021
Instrument	2113130

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16 Monadnock St, #18 was $7,517, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,517.00 (+3.94%)	$218,700 (-) Land $44,100 Building $174,600
2024	$7,232.00 (+3.7%)	$218,700 (-) Land $44,100 Building $174,600
2023	$6,974.00 (+2.77%)	$218,700 (-) Land $44,100 Building $174,600
2022	$6,786.00	$218,700 Land $44,100 Building $174,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 Monadnock St, #18 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	3 (2005–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Monadnock St, #18 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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