16 Mirada Rd, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 16 Mirada Rd, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,020 sqft · built 1986
Lot Size	0.041 acres (1,792 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Oct 2021)
Tax Bill	$17,258 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`048-051-130`

Property Details

APN / Parcel Number

Primary APN	`048-051-130`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,020 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	840 sqft
2nd Floor Area	760 sqft
Basement Area	730 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,792 sqft (0.041 acres)
Lot Dimensions	64 ft deep x 28 ft wide
Garage Type	Basement
Garage Area	730 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 MIRADA RD
City	HALF MOON BAY
State	CA
Zip	94019-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD0000
Legal Description	LOT 4 CASA MIRA RSM 112/47-48
Legal Subdivision	CASA MIRA
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2009
Census Tract	613502

Owner

16 Mirada Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MIRADA RD, HALF MOON BAY, CA 94019-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 7, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Aug 15, 2001 · Amount on File
Deed Document Number	2021142512
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000160303
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 18, 2021
Property Address	16 MIRADA RD, HALF MOON BAY, CA 94019-1333
Document Number	0000160303
Map Reference	VOL 112 PG 47&48
Instrument Date	Nov 10, 2021
Instrument	2021-160303
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 MIRADA RD, HALF MOON BAY, CA 94019-1333

Mortgage

Document Number	0000160304
Date	Nov 18, 2021
Instrument	2021-160304

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 7, 2021
Property Address	16 MIRADA RD, HALF MOON BAY, CA 94019-1333
Document Number	0000142512
Map Reference	VOL 112 PG 47&48
Instrument Date	Sep 24, 2021
Instrument	2021-142512
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 MIRADA RD, HALF MOON BAY, CA 94019-1333

Tax Assessment & Valuation

The 2025 property tax bill for 16 Mirada Rd was $17,258.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,413,669 (+2%) Land $906,757 Building $506,912
2025	$17,258.00	$1,385,952 Land $888,978 Building $496,974
2023	$15,544.00 (+1.95%)	$1,332,139 Land $854,460 Building $477,679	$1,566,900
2022	$15,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Mirada Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Mirada Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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