16 Memorial Dr, Esko, MN 55733 Property Records

Carlton County property record for 16 Memorial Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.325 acres (14,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2024)
Tax Bill	$3,870 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-065-0120`

Property Details

APN / Parcel Number

Primary APN	`78-065-0120`
Alternative APN	`27316`

Exterior

Lot Area	14,163 sqft (0.325 acres)

Location & Zoning

Account Number	27316
Street Address	16 MEMORIAL DR
City	ESKO
State	MN
Zip	55733-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND W1/2 LOT 2 BIRCH GROVE ADDITION
Legal Subdivision	BIRCH GROVE ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2029
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 MEMORIAL DR, ESKO, MN 55733-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBOR POINTE CREDIT UNION
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 16, 2018	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	20241660085
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0000464747
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	16 MEMORIAL DR, ESKO, MN 55733-9508
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000525308
Date	Feb 4, 2026
Instrument	A000525308

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jun 22, 2022
Property Address	16 MEMORIAL DR, ESKO, MN 55733-9508
Document Number	A000506853
Instrument Date	Jun 15, 2022
Instrument	A000506853
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 MEMORIAL DR, ESKO, MN 55733-9508

Mortgage

Document Number	A000506854
Date	Jun 22, 2022
Instrument	A000506854

Lender

Name	HARBOR POINTE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	16 MEMORIAL DR, ESKO, MN 55733-9508
Transaction Type	Mortgage
Record Updated	Sep 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000493176
Date	Aug 6, 2020
Instrument	A000493176

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 16, 2018
Property Address	16 MEMORIAL DR, ESKO, MN 55733-9508
Document Number	A000481242
Instrument Date	Jul 13, 2018
Instrument	A000481242
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MEMORIAL DR, ESKO, MN 55733-9508

Mortgage

Document Number	A000481243
Date	Jul 16, 2018
Instrument	A000481243

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,870.00 (+8.89%) Homeowner's exemption
2025		$342,400 (+4.45%) Land $28,500 Building $313,900	$342,400 (+4.45%) Land $28,500 Building $313,900
2024	$3,554.00 Homeowner's exemption	$327,800 (+8.4%) Land $28,500 Building $299,300	$327,800 (+8.4%) Land $28,500 Building $299,300
2023	$3,554.00 Homeowner's exemption	$302,400 (-) Land $28,500 Building $273,900	$302,400 (-) Land $28,500 Building $273,900
2022		$302,400 Land $28,500 Building $273,900	$302,400 Land $28,500 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Airfiber.

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