Worcester County and Worcester City property record for 16 Melrose St, Worcester, MA 01605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,674 sqft · built 1930 |
| Lot Size | 0.174 acres (7,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (Apr 2019) |
| Tax Bill | $5,821 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-031-00031 |
| Primary APN | 22-031-00031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 862 sqft |
| Basement Area | 1,027 sqft |
| Unfinished Basement | 862 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,599 sqft (0.174 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 22-031-00031 |
|---|---|
| Street Address | 16 MELROSE ST |
| City | WORCESTER |
| State | MA |
| Zip | 01605-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 31 |
| Legal Lot Number | 31 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 730402 |
16 Melrose St is owned and occupied by an individual who bought it in April 2019.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MELROSE ST, WORCESTER, MA 01605-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS CREDIT UNION |
| Apr 11, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ST MARY'S CU |
| Oct 30, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2019 · Amount on File |
| Deed Sale | Apr 11, 2019 · Amount on File |
| Prior Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 201931693 |
| Deed Book / Page | 60260 / 384 |
| Prior Transfer Date | Apr 10, 2019 |
| Prior Transfer Doc | 60260-384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 16 MELROSE ST, WORCESTER, MA 01605-1821 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 068716-271 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 68716/271 |
| Instrument | 3544 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 16 MELROSE ST, WORCESTER, MA 01605-1821 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65900-127 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 65900/127 |
| Instrument | 118535 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 11, 2019 |
| Property Address | 16 MELROSE ST, WORCESTER, MA 01605-1821 |
| Document Number | 60260-384 |
| Book / Page | 060260 / 000384 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 31693 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,395.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MELROSE ST WORCESTER MA 016051821, WORCESTER, MA 01605-1821 |
| Document Number | 60261-1 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 060261/000001 |
| Instrument | 31694 |
| Name | ST MARY'S CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Oct 30, 2018 |
| Property Address | 16 MELROSE ST, WORCESTER, MA 01605-1821 |
| Document Number | 59618-305 |
| Book / Page | 059618 / 000305 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 115253 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $707.26 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 48 SKIPPING STONE PLYMOUTH MA 023603575, PLYMOUTH, MA 02360-3575 |
The 2026 property tax bill for 16 Melrose St was $5,821, up 2.8% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,821.00 (+2.83%) | $438,300 (+2.12%) Land $123,600 Building $314,700 | $462,781 (+34.57%) |
| 2025 | $5,661.00 | $429,200 Land $117,800 Building $311,400 | $343,900 (-12.98%) |
| 2024 | $395,200 | ||
| 2023 | $5,320.00 | $371,000 Land $102,400 Building $268,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Melrose St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 33 (1980–2008) |
| Claims Outside the SFHA | 28 of 33 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Melrose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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