16 Meadowstone Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 16 Meadowstone Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,838 sqft · built 1995
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on Record
Tax Bill$3,644 (2025)
Deeds & MortgagesMar 2024 Transfer
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA943000495

Property Details

APN / Parcel Number

Primary APNA943000495
Alternative APN
  • 3-0003-6931-00-0025.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
Gross Area4,082 sqft
1st Floor Area1,838 sqft
Basement Area1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area120 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000495
Street Address16 MEADOWSTONE CT
CitySAINT CHARLES
StateMO
Zip63303-4638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAYSTONE MEADOWS LOT 25
Legal SubdivisionGRAYSTONE MEADOWS
Legal Lot Number25
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group2
Census Block2008
Census Tract310902

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Intrafamily Transfer, Transfer
Oct 28, 2019Deed of Trust, Mortgage
FIRST FINANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2000
Deed SaleOct 5, 2000
Prior SaleSep 6, 2000 · Amount on Record
Deed Document Number200061460
Deed Book / Page2449 / 1528
Last Transfer DateMar 23, 2024
Transfer Doc0000011349
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 27, 2024
Property Address16 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638
Document Number0000011349
Map ReferenceMB 31 PG 133&134
Instrument DateMar 23, 2024
Instrument2024R-011349
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address16 MEADOWSTONE CT, SAINT CHARLES, MO 63303-4638
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071700221
DateOct 28, 2019
Book Page7170/0221
Instrument20191028000605750
Lender
NameFIRST FINANCIAL FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
AmountAmount Recorded
Term97 Months
DueNov 7, 2027

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,251 (-)$332,902 (-) Land $50,000 Building $282,902
2025$3,644.00$63,251 (+12.5%)$332,902 (+12.5%) Land $50,000 Building $282,902
2023$56,223
2022$295,913 Land $50,000 Building $245,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims55 (1978–2016)
Most Recent ClaimJan 2016 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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