Derby City property record for 16 McLaughlin Ter, #18, Derby, CT 06418
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,544 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,400 (Oct 2023) |
| Tax Bill | $7,333 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DERB M:6 B:8 L:33 |
| Primary APN | DERB M:6 B:8 L:33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Basement Area | 516 sqft |
| Unfinished Basement | 516 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,068 sqft (0.3 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 876 |
|---|---|
| Street Address | 16 MCLAUGHLIN TER, 18 |
| City | DERBY |
| State | CT |
| Zip | 06418-2127 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 8 |
| Legal Lot Number | 33 |
| Jurisdiction | DERBY CT |
| Township / Civil Division | DERBY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 120100 |
Source: Derby City records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 MCLAUGHLIN TER, 18, DERBY, CT 06418-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Executor's Deed, Transfer · Stand-Alone First Mortgage NATIONS DIRECT MORTGAGE LLC |
| Apr 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Apr 2, 2018 · Amount on Record |
| Deed Document Number | 20233326 |
| Deed Book / Page | 913 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Oct 24, 2023 |
| Property Address | 16 MCLAUGHLIN TER # 18, 18, DERBY, CT 06418-2127 |
| Document Number | 000913-135 |
| Book / Page | 913 / 135 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 3326 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3226 PINE RIDGE DR, BUSHKILL, PA 18324-8415 |
| Document Number | 0000003327 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 3327 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERBY CT |
| Recording Date | Apr 2, 2018 |
| Property Address | 16 MCLAUGHLIN TER # 18, 18, DERBY, CT 06418-2127 |
| Document Number | 774-121 |
| Book / Page | 000774 / 000121 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16-18 MCLAUGHLIN TER DERBY CT 064182127, DERBY, CT 06418-2127 |
| Document Number | 774-126 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 000774/000126 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2033 |
Source: Derby City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Derby City |
| Unified School District | Derby School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,333.00 | $169,750 (-) Land $38,550 Building $131,200 | $242,500 Land $55,071 Building $187,429 |
| 2024 | $7,333.00 (+11.92%) | ||
| 2023 | $6,552.00 | $169,750 (-) Land $38,570 Building $131,180 | |
| 2022 | $6,552.00 | $169,750 Land $38,570 Building $131,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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