Clinton County and Saranac Town property record for 16 McCutcheon Ln, Saranac, NY 12981
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,987 sqft · built 1910 |
| Lot Size | 0.506 acres (22,050 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,171 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 094489 227.4-1-14.2 |
| Primary APN | 094489 227.4-1-14.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,987 sqft Total Area |
| 1st Floor Area | 1,447 sqft |
| Upper Floors Area | 540 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 22,050 sqft (0.506 acres) |
| Lot Dimensions | 175 ft deep x 126 ft wide |
| Porch | Porch |
| Porch Area | 297 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 16 MCCUTCHEON LN |
|---|---|
| City | SARANAC |
| State | NY |
| Zip | 12981-3252 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT 6 LIV PAT |
| Legal Block | 1 |
| Legal Lot Number | 14.002 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SARANAC |
| Census Block Group | 6 |
| Census Block | 6048 |
| Census Tract | 103800 |
16 McCutcheon Ln, a duplex, is owned and occupied by two individuals who acquired it in April 2003.
Source: Clinton County and Saranac Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 MCCUTCHEON LN, SARANAC, NY 12981-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2003 |
| Transfer Doc | 2003054304 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 16 McCutcheon Ln was $3,171, up 195.5% from the year before.
Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Saranac Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,171.00 (+195.53%) | ||
| 2025 | $1,073.00 | $130,000 Land $23,800 Building $106,200 | $140,800 Land $25,777 Building $115,023 |
| 2023 | $130,000 Land $23,800 Building $106,200 | $130,000 Land $23,800 Building $106,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 McCutcheon Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 McCutcheon Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN OAKS HOUSING private · serves 19 people · EPA ID NY0930016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Also Mapped Here | SARANAC WD |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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