16 McCarter Ave, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 16 McCarter Ave, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,416 sqft · built 1928
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,674 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-00046-0000-00025-01`

Property Details

APN / Parcel Number

Primary APN	`14-00046-0000-00025-01`
Alternative APN	`1400046000000025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	1,208 sqft
Basement Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	145 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Patio Area	336 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	1400046000000025
Street Address	16 MCCARTER AVE
City	FAIR HAVEN
State	NJ
Zip	07704-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	LAND & LOAN CO PROP
Legal Block	46
Legal Lot Number	25.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	4
Census Block	4001
Census Tract	803700

Owner

16 McCarter Ave is owned and occupied by two individuals.

Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MCCARTER AVE, FAIR HAVEN, NJ 07704-3409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 MCCARTER AVE, FAIR HAVEN, NJ 07704-3409
Document Number	0000025310
Book / Page	009216 / 004708
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MCCARTER AVE FAIR HAVEN NJ 077043409, FAIR HAVEN, NJ 07704-3409

Mortgage

Document Number	0000025310
Date	Mar 9, 2017
Book Page	009216/004708
Instrument	25310

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 McCarter Ave was $14,674, up 7.3% from the year before.

Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,149,000 (+11.74%) Land $742,600 Building $406,400	$1,149,000 (+11.74%) Land $742,600 Building $406,400
2025	$14,674.00 (+7.31%)	$1,028,300 Land $625,600 Building $402,700	$1,028,300 Land $625,600 Building $402,700
2024	$13,674.00
2023		$835,800 Land $455,600 Building $380,200	$835,800 Land $455,600 Building $380,200
2022	$12,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 McCarter Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 McCarter Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20