16 Margin St, Apt 3, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 16 Margin St, Apt 3, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,249 sqft · built 2006
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Last Sale	$404,900 (Jun 2023)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:020 L:307 S:002-003`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:307 S:002-003`
Alternative APN	`LYNN M:020 B:307 L:002 S:003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	12 Units
Stories	3 Stories
Building Area	1,249 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,999 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 MARGIN ST, 3
City	LYNN
State	MA
Zip	01905-1988
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Subdivision	SAUGUS RIVER CONDO
Legal Block	307
Legal Lot Number	2
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5000
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 MARGIN ST, 3, LYNN, MA 01905-1988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Fiduciary Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	20233040
Record Updated	Oct 29, 2026

June 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LYNN MA
Recording Date	Jun 26, 2023
Property Address	16 MARGIN ST APT 3, 3, LYNN, MA 01905-1988
Document Number	0041631-54
Book / Page	41631 / 54
Instrument Date	Jun 26, 2023
Instrument	20230626003040
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MARGIN ST APT 3, 3, LYNN, MA 01905-1988

Mortgage

Document Number	230626003050
Date	Jun 26, 2023
Instrument	230626003050

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0041631-74
Date	Jun 26, 2023
Book Page	41631/74
Instrument	20230626003060

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	16 MARGIN ST APT 3, 3, LYNN, MA 01905-1988
Document Number	36226-228
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36226-228
Date	Oct 3, 2017
Book Page	036226/000228
Instrument	1710030435

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2042

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (+1.52%)	$392,200 (+3.18%) Building $392,200	$432,820
2024	$4,002.00 (+4.76%)	$380,100 (+10.95%) Building $380,100
2023	$3,820.00	$342,600 Building $342,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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