Cumberland Town property record for 16 Marcel St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,516 sqft · built 1965 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Jan 2017) |
| Tax Bill | $4,583 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9215-20 |
| Primary APN | 9215-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,516 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,932 sqft (0.228 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9215-20 |
|---|---|
| Street Address | 16 MARCEL ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1588 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 11403 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 MARCEL ST, CUMBERLAND, RI 02864-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jun 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Jan 3, 2017 | Executor's Deed, Transfer |
| Jan 3, 2017 | Trustee's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on Record |
| Deed Sale | Jan 3, 2017 · Amount on Record |
| Deed Book / Page | 1732 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 16 MARCEL ST, CUMBERLAND, RI 02864-2015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001900-899 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 1900/899 |
| Instrument | 126644 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 16 MARCEL ST, CUMBERLAND, RI 02864-2015 |
| Document Number | 1805-455 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 MARCEL ST CUMBERLAND RI 028642015, CUMBERLAND, RI 02864-2015 |
| Document Number | 1805-455 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 001805/000455 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 25, 2034 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 3, 2017 |
| Property Address | 16 MARCEL ST, CUMBERLAND, RI 02864-2015 |
| Document Number | 1732-366 |
| Book / Page | 001732 / 000366 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16 MARCEL ST CUMBERLAND RI 028642015, CUMBERLAND, RI 02864-2015 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 3, 2017 |
| Property Address | 16 MARCEL ST, CUMBERLAND, RI 02864-2015 |
| Document Number | 1732-368 |
| Book / Page | 001732 / 000368 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MARCEL ST CUMBERLAND RI 028642015, CUMBERLAND, RI 02864-2015 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,583.00 (+2.41%) | $457,800 (+25.53%) Land $203,100 Building $254,700 | $434,506 |
| 2025 | $4,475.00 (+5.59%) | $364,700 (-) Land $131,800 Building $232,900 | |
| 2023 | $4,238.00 (-0.7%) | $364,700 (+28.1%) Land $131,800 Building $232,900 | |
| 2022 | $4,268.00 | $284,700 Land $103,500 Building $181,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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