16 Maple St, Fletcher, NC 28732 Property Records

Buncombe County property record for 16 Maple St, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,288 sqft · built 1985
Lot Size	0.919 acres (40,075 sqft)
Owner	Individual on Record
Last Sale	$425,500 (Apr 2025)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9664-45-9385-00000`

Property Details

APN / Parcel Number

Primary APN	`9664-45-9385-00000`
Alternative APN	`966410459208000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	580 sqft
Unfinished Basement	708 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.919 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	966410459208000
Street Address	16 MAPLE ST
City	FLETCHER
State	NC
Zip	28732-9497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 04/09/2003 DEE
Legal Description	DEED DATE: 04/09/2003 DEED: 3165-0040 SUBDIV: MARIA ARNSTEIN BLOCK: LOT: 20 SECTION: PLAT: 0034-0019
Legal Subdivision	MARIA ARNSTEIN
Legal Tract	A
Legal Lot Number	20
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	3
Census Block	3012
Census Tract	3202

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	23 STERLING RUN DR, FLETCHER, NC 28732-7800
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Apr 9, 2003 · Amount on Record
Deed Document Number	0064851436
Deed Book / Page	6485 / 1436
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 MAPLE ST, FLETCHER, NC 28732-9497
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MAPLE ST, FLETCHER, NC 28732-9497

Mortgage

Document Number	0062650090
Date	Oct 5, 2022
Book Page	6265/90

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 MAPLE ST, FLETCHER, NC 28732-9497
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058750842
Date	Mar 17, 2020
Book Page	5875/842

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	16 MAPLE ST, FLETCHER, NC 28732-9497
Document Number	0055191961
Book / Page	005519 / 001961
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MAPLE ST FLETCHER NC 287329497, FLETCHER, NC 28732-9497

Mortgage

Document Number	0055191961
Date	Feb 13, 2017
Book Page	005519/001961

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2037

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (+8.12%)	$228,400 (-)
2023	$1,367.00	$228,400	$228,400 (-) Land $54,600 Building $173,800
2021			$228,400 Land $54,600 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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