Essex County and Saugus Town property record for 16 Makepeace St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,250 sqft · built 1924 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,333 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:007-E B:0013 L:0015 |
| Primary APN | SAUG M:007-E B:0013 L:0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 2,762 sqft |
| 1st Floor Area | 1,039 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,600 sqft (0.106 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 8661004 |
|---|---|
| Street Address | 16 MAKEPEACE ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | 16 PARSONS ST |
| Legal Block | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit RIVER WORKS CREDIT UNION |
| Mar 19, 2021 | Deed of Trust, Mortgage · ARM WEBSTER FIRST FEDERAL CREDIT UNION |
| Jun 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2022 |
| Transfer Doc | 041009-569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 8, 2026 |
| Property Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Document Number | 0000000410 |
| Book / Page | 43493 / 75 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Document Number | 0000000410, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 43493/75 |
| Instrument | 2026410 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041046-548 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 41046/548 |
| Instrument | 20220705001850 |
| Name | RIVER WORKS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039664-330 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 39664/330 |
| Instrument | 20210319002880 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Type Change Date | Apr 1, 2031 |
| Index | 5-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 17, 2022 |
| Property Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
| Document Number | 041009-569 |
| Book / Page | 41009 / 569 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 20220617003330 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MAKEPEACE ST, SAUGUS, MA 01906-3606 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,333.00 (+3.71%) | $511,800 (+6.29%) Land $342,600 Building $168,900 | $544,853 (-7.38%) |
| 2025 | $5,142.00 (+2.72%) | $481,500 (+2.45%) Land $313,000 Building $168,500 | $588,240 |
| 2024 | $5,006.00 (+2.6%) | $470,000 (+8.47%) Land $304,600 Building $165,400 | |
| 2023 | $4,879.00 | $433,300 Land $266,500 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1979–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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