McKean County property record for 16 Main St, Eldred, PA 16731 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1990 |
| Square Footage | 1,950 sqft Total Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $203,000 (2022) |
| Tax Bill | $3,103.00 (2026) |
| Primary APN | 07-004.-109.09 |
|---|---|
| Alternative APN |
|
| Building Area | 1,950 sqft Total Area |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Street Address | 16 MAIN ST |
|---|---|
| City | ELDRED |
| State | PA |
| Zip | 16731-4418 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FITZSIMMONS SUB'D |
| Legal Lot Number | 3 |
| Jurisdiction | MCKEAN PA |
| Minor Civil Division | ELDRED |
| Census Blockgroup | 5 |
| Census Block | 5011 |
| Census Tract | 420600 |
Source: McKean County records · APN 07-004.-109.09
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MAIN ST, ELDRED, PA 16731-4418 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage COMMUNITY BANK NA |
| Mar 08, 2022 | Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2022 · Amount on Record |
| Deed Sale | Mar 08, 2022 · Amount on Record |
| Deed Doc Number | 2022853 |
| Deed Book / Page | 1003 / 445 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKEAN PA |
| Property Address | 16 MAIN ST, ELDRED, PA 16731-4418 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001094/820 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 1094/820 |
| Instrument | 202503347 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | OLEAN, NY 14760 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCKEAN PA |
| Recording Date | Mar 08, 2022 |
| Property Address | 16 MAIN ST, ELDRED, PA 16731-4418 |
| Document Number | 001003/445 |
| Book / Page | 1003 / 445 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 202200853 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | NOT AVAILABLE, MCKEAN ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MAIN ST, ELDRED, PA 16731-4418 |
| Document Number | 0202200854 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 202200854 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 17, 2052 |
Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | McKean County |
| Municipality | Eldred Borough |
| Unified School District | Otto-Eldred School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,103.00 (+9.26%) | $70,020 (-) Land $5,880 Building $64,140 | |
| 2024 | $2,840.00 | $70,020 Land $5,880 Building $64,140 | |
| 1998 | $70,020 Land $5,880 Building $64,140 |
Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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