16 Main St, Amherst, NH 03031 Property Records

Hillsborough County and Amherst Town property record for 16 Main St, Amherst, NH 03031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,803 sqft · built 1780
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$699,000 (May 2020)
Tax Bill	$17,314 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`AMHS M:017 B:008 L:000`

Property Details

APN / Parcel Number

Primary APN	`AMHS M:017 B:008 L:000`
Alternative APNs	`0257` `257`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	5,373 sqft
1st Floor Area	1,549 sqft
Attic	Attic
Attic Area	722 sqft
Basement Area	722 sqft
Unfinished Basement	722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	257
Street Address	16 MAIN ST
City	AMHERST
State	NH
Zip	03031-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Block	8
Jurisdiction	AMHERST TOWN NH
Township / Civil Division	AMHERST
Census Block Group	3
Census Block	3013
Census Tract	15100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Amherst Village Historic District listed 1982 · 132 contributing resources · NRIS 82001679

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

16 Main St is owned and occupied by two individuals who bought it in May 2020.

Source: Hillsborough County and Amherst Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 MAIN ST, AMHERST, NH 03031-2930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Aug 2, 2018	Warranty Deed, Transfer CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	202026305
Deed Book / Page	9300 / 1308
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST TOWN NH
Property Address	16 MAIN ST, AMHERST, NH 03031-2930
Document Number	0093001310
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MAIN ST AMHERST NH 030312930, AMHERST, NH 03031-2930

Mortgage

Document Number	0093001310
Date	May 29, 2020
Book Page	009300/001310
Instrument	200026306

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST TOWN NH
Recording Date	Aug 2, 2018
Property Address	16 MAIN ST, AMHERST, NH 03031-2930
Document Number	0090970035
Book / Page	009097 / 000035
Instrument Date	Jul 31, 2018
Instrument	8033750
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 STACEY CIR WINDHAM NH 030871648, WINDHAM, NH 03087-1648

Mortgage

Document Number	90970037
Date	Aug 2, 2018
Book Page	009097/000037
Instrument	8033751

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16 Main St was $17,314, up 4.6% from the year before.

Source: Hillsborough County and Amherst Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Amherst Town
Elementary School District	Amherst School District (KG - 08)
Secondary School District	Souhegan Cooperative School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,314.00 (+4.58%)	$722,000 (-) Land $221,100 Building $500,900
2024	$16,555.00 (+4.8%)	$722,000 (-) Land $221,100 Building $500,900	$1,000,825
2023	$15,797.00 (+3.55%)	$722,000 (-) Land $221,100 Building $500,900
2022	$15,256.00	$722,000 Land $221,100 Building $500,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2006–2008)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNICHUCK WATER WORKS private · serves 88,853 people · EPA ID NH1621010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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