16 Madison Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 16 Madison Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$208,000 (Oct 1999)
Tax Bill	$11,016 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00045-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`31-00045-0000-00021`
Alternative APNs	`310004500021` `090700`

Interior

Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	090700
Street Address	16 MADISON AVE
City	LODI
State	NJ
Zip	07644-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	HASBROUCK TERRACE
Legal Block	45
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30401

Owner

16 Madison Ave is owned and occupied by an individual who bought it in October 1999.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 MADISON AVE, LODI, NJ 07644-3111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2017	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 1999 · Amount on File
Deed Sale	Oct 7, 1999 · Amount on File
Deed Document Number	1999169551
Deed Book / Page	8214 / 663
Prior Transfer Date	Sep 24, 1999
Prior Transfer Doc	0082140663
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	16 MADISON AVE, LODI, NJ 07644-3111
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040050870
Date	Mar 9, 2021
Book Page	4005/870
Instrument	2021033700

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 17, 2017
Property Address	16 MADISON AVE, LODI, NJ 07644-3111
Document Number	0026661607
Book / Page	002666 / 001607
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	GRANDVIEW TITLE SERVICES LLC, GRANDVIEW TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MADISON AVE LODI NJ 076443111, LODI, NJ 07644-3111

Mortgage

Document Number	26661613
Date	Jul 17, 2017
Book Page	002666/001613

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Madison Ave was $11,016, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,200 (-) Land $160,000 Building $151,200	$311,200 (-) Land $160,000 Building $151,200
2025	$11,016.00 (+5.61%)	$311,200 Land $160,000 Building $151,200	$311,200 Land $160,000 Building $151,200
2024	$10,431.00
2023		$311,200 Land $160,000 Building $151,200	$311,200 Land $160,000 Building $151,200
2022	$10,157.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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