Middlesex County and Ayer Town property record for 16 Madigan Ln, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,477 sqft · built 1996 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $889,000 (Aug 2026) |
| Tax Bill | $9,471 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:004 B:0000 L:0027 |
| Primary APN | AYER M:004 B:0000 L:0027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,477 sqft Living Area |
| Basement Area | 1,254 sqft |
| Unfinished Basement | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,480 sqft (1.09 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 16 MADIGAN LN |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Lot Number | 27 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 325102 |
16 Madigan Ln is owned and occupied by an individual who bought it in August 2026.
Source: Middlesex County and Ayer Town records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 MADIGAN LN, AYER, MA 01432-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Apr 19, 1996 · Amount on File |
| Deed Document Number | 2026102318 |
| Deed Book / Page | 86011 / 88 |
| Prior Transfer Date | Dec 13, 2024 |
| Prior Transfer Doc | 083624-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Aug 13, 2026 |
| Property Address | 16 MADIGAN LN, AYER, MA 01432-1164 |
| Document Number | 0000102318 |
| Book / Page | 86011 / 88 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026102318 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 MADIGAN LN, AYER, MA 01432-1164 |
| Date | Aug 13, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 16 Madigan Ln was $9,471.
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,471.00 | $791,900 Land $190,200 Building $601,700 | $726,085 (-2.03%) |
| 2024 | $741,095 | ||
| 2023 | $8,617.00 | $693,800 Land $190,200 Building $503,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Madigan Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Madigan Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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