Norfolk County and Needham Town property record for 16 Ludwig Rd, Needham, MA 02494
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,636 sqft · built 2004 |
| Owner | 2 Trust Names on File |
| Last Sale | $1,315,000 (Jul 2023) |
| Tax Bill | $13,799 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1220001400160 |
| Primary APN | M:1220001400160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 3,272 sqft |
| Basement Area | 973 sqft |
| Unfinished Basement | 973 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16 LUDWIG RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02494-1020 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | LUDWIG ROAD CONDO |
| Legal Block | 14 |
| Legal Lot Number | 16.0 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 457200 |
16 Ludwig Rd, a condominium, is owner-occupied and held in a trust since July 2023.
Source: Norfolk County and Needham Town records, as of April 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 LUDWIG RD, NEEDHAM HEIGHTS, MA 02494-1020 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Condominium Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Jul 6, 2004 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 18, 2023 |
| Property Address | 16 LUDWIG RD, NEEDHAM, MA 02494-1020 |
| Document Number | 0001523764 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 1523764 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001523766 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 1523766 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2028 |
| Max Rate At Change | 2.75% |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 16 LUDWIG RD, NEEDHAM, MA 02494-1020 |
| Document Number | 0000000046 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 16 LUDWIG RD #16 NEEDHAM MA 024941020, 16, NEEDHAM, MA 02494-1020 |
| Document Number | 0000000046 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 46 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16 Ludwig Rd was $13,799.
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,799.00 | $1,301,800 Building $1,301,800 |
| 2023 | $14,255.00 | $1,093,200 Building $1,093,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Ludwig Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Ludwig Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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