Gates County property record for 16 Lowe Rd, Gatesville, NC 27938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,504 sqft · built 1997 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,500 (Aug 1995) |
| Tax Bill | $3,174 (2026) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-01100 |
| Primary APN | 06-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Storage Building | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 11490 |
|---|---|
| Street Address | 16 LOWE RD |
| City | GATESVILLE |
| State | NC |
| Zip | 27938-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | PT LOWE |
| Jurisdiction | GATES NC |
| Township / Civil Division | HUNTERS MILL |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 970100 |
16 Lowe Rd is owned and occupied by two individuals who bought it in August 1995.
Source: Gates County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LOWE RD, GATESVILLE, NC 27938-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 1995 · Amount on File |
| Deed Sale | Aug 9, 1995 · Amount on File |
| Deed Book / Page | 166 / 247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 16 LOWE RD, GATESVILLE, NC 27938-9619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Name | Verified Name |
|---|---|
| Address | 16 LOWE RD, GATESVILLE, NC 27938-9619 |
| Document Number | 349/765 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 349/765 |
| Instrument | 315935 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | GATESVILLE, NC 27938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 16 Lowe Rd was $3,174, up 0.6% from the year before.
Source: Gates County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 (+0.63%) | $427,576 (-) Land $51,283 Building $376,293 | $427,576 (-) Land $51,283 Building $376,293 |
| 2025 | $3,154.00 | $427,576 Land $51,283 Building $376,293 | $427,576 Land $51,283 Building $376,293 |
| 2023 | $2,531.00 | $266,901 Land $42,736 Building $224,165 | $266,901 Land $42,736 Building $224,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Lowe Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Lowe Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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