16 Lorena Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 16 Lorena Rd, Winchester, MA 01890

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,280 sqft · built 2016
Lot Size0.278 acres (12,114 sqft)
Owner2 Individual Names on Record
Last Sale$2,500,000 (Jan 2018)
Tax Bill$34,383 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWINC M:005 B:0318 L:0

Property Details

APN / Parcel Number

Primary APNWINC M:005 B:0318 L:0

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories3 Stories
Building Area5,280 sqft Living Area
Gross Area9,379 sqft
Basement Area2,032 sqft
Unfinished Basement2,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,114 sqft (0.278 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16 LORENA RD
CityWINCHESTER
StateMA
Zip01890-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDB
Legal Block318
JurisdictionWINCHESTER MA
Township / Civil DivisionWINCHESTER
Census Block Group1
Census Block1014
Census Tract338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 LORENA RD, WINCHESTER, MA 01890-3125
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage · ARM
BANK OF AMERICA NA
Jan 30, 2018Quit Claim Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2018 · Amount on Record
Deed SaleJan 30, 2018 · Amount on Record
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address16 LORENA RD, WINCHESTER, MA 01890-3125
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001879579
DateMay 12, 2021
Instrument1879579
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2%
Type Change DateJun 1, 2028
IndexLIBOR

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHESTER MA
Recording DateJan 30, 2018
Property Address16 LORENA RD, WINCHESTER, MA 01890-3125
Document Number0000080813
Instrument DateJan 26, 2018
Instrument80813
Transaction TypeTransfer
Record UpdatedMar 5, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,400.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 LORENA RD WINCHESTER MA 01890, WINCHESTER, MA 01890

Mortgage

Document Number80814
DateJan 30, 2018
Instrument80814
Lender
NameBANK OF AMERICA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 29, 2048
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,383.00 (+10,287.61%)$3,103,200 (+3.84%) Land $1,206,700 Building $1,896,500$2,788,023 (-16.19%)
2025$331.00 (-98.97%)$2,988,400 (+5.5%) Land $1,172,300 Building $1,816,100$3,326,710
2024$32,092.00 (+1.2%)$2,832,500 (+5.4%) Land $1,137,800 Building $1,694,700
2023$31,711.00$2,687,400 Land $1,068,800 Building $1,618,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2001–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER DEPT
serves 22,970 people · EPA ID MA3344000
Water SourceSurface water
Last State InspectionJul 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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