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16 Locust Dr, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 16 Locust Dr, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 872 sqft · built 1945
Lot Size0.297 acres (12,978 sqft)
OwnerIndividual Name on Record
Last Sale$130,018 (Sep 2021)
Tax Bill$11,219 (2024)
Deeds & MortgagesSep 2021 Sale
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN372689 16.15-1-33

Property Details

APN / Parcel Number

Primary APN372689 16.15-1-33
Alternative APNs
  • 268901601500010330000000
  • 055200

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area872 sqft Living Area
Gross Area1,016 sqft
1st Floor Area872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2023
Architectural StyleOld Style
Exterior MaterialWood
Lot Area12,978 sqft (0.297 acres)
Lot Dimensions126 ft deep x 103 ft wide
View / LotWaterfront
PorchEnclosed Porch
Porch Area284 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number055200
Street Address16 LOCUST DR
CityCOLD SPRING
StateNY
Zip10516-4131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionLAND & RESIDENCE
Legal SubdivisionTHE VALHALLA HIGHLANDS
Legal Block1
Legal Lot Number33.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2003
Census Tract10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Valhalla Highlands Historic District
listed 2014 · 75 contributing resources · NRIS 14000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 LIBERTY ST, NEW YORK, NY 10005-1003
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Bargain and Sale Deed, Transfer
PRO TITLE, PROTITLE
Jun 26, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2021 · Amount on Record
Deed SaleSep 8, 2021 · Amount on Record
Prior SaleSep 8, 2021 · Amount on Record
Deed Document Number2021104562021
Deed Book / Page2231 / 205
Record UpdatedOct 29, 2026

September 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateSep 8, 2021
Property Address16 LOCUST DR, COLD SPRING, NY 10516-4131
Document Number0022310205
Book / Page2231 / 205
Instrument DateJun 22, 2021
Instrument10456-2021
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyPRO TITLE, PROTITLE

Transaction

AmountAmount Recorded
Tax$522.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address560 MAIN ST, 560, ROOSEVELT ISLAND, NY 10044-0007

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 LIBERTY ST, NEW YORK, NY 10005-1003

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address16 LOCUST DR, COLD SPRING, NY 10516-4131
Document Number0067530062
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 LOCUST DR COLD SPRING NY 105164131, COLD SPRING, NY 10516-4131

Mortgage

Document Number0067530062
DateSep 13, 2017
Book Page006753/000062
Instrument1603110
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,700 (-) Land $39,600 Building $164,100$664,167 (+10.07%)
2024$11,219.00$203,700 (+19.89%) Land $39,600 Building $164,100$603,377 (+25.08%)
2023$169,900 (-) Land $39,600 Building $130,300$482,396 (+11.73%) Land $112,436 Building $369,960
2022$169,900 Land $39,600 Building $130,300$431,766 Land $100,635 Building $331,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (2007–2011)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area		940 / 35

May also be available: Verizon.

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