16 Locust Ave, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 16 Locust Ave, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,596 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$770,000 (Jun 2025)
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-08303-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`12-08303-0000-00002-01`
Alternative APNs	`12083030000000020001` `120830300000000204`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,596 sqft Living Area
Gross Area	4,158 sqft
Basement Area	1,562 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120830300000000204
Street Address	16 LOCUST AVE
City	JACKSON
State	NJ
Zip	08527-2752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	.36 AC
Legal Subdivision	LAKEWOOD WEST
Legal Block	8303
Legal Lot Number	2.1
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2002
Census Tract	717102

Owner

16 Locust Ave is owned by a company that bought it in June 2025.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record	Company Name on File
Mailing Address	16 LOCUST AVE, JACKSON, NJ 08527-2752
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
May 23, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jun 17, 2003 · Amount on File
Deed Document Number	202549561
Deed Book / Page	20055 / 151
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	16 LOCUST AVE, JACKSON, NJ 08527-2752
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	MADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 VAN BUREN AVE N, LAKEWOOD, NJ 08701-2357

Mortgage

Document Number	0201500971
Date	Oct 1, 2025
Book Page	20150/971
Instrument	2025077386

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company
Address	SUFFERN, NY 10901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	16 LOCUST AVE, JACKSON, NJ 08527-2752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170051002
Date	Jan 23, 2018
Book Page	17005/1002
Instrument	2018007514

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	16 LOCUST AVE, JACKSON, NJ 08527-2752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISGN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174801873
Date	May 23, 2019
Book Page	17480/1873
Instrument	2019048268

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16 Locust Ave was $10,631, up 1.4% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,200 (-) Land $187,300 Building $547,900	$735,200 (-) Land $187,300 Building $547,900
2025	$10,631.00 (+1.41%)	$735,200 Land $187,300 Building $547,900	$735,200 Land $187,300 Building $547,900
2024	$10,483.00
2023		$395,000 Land $120,800 Building $274,200	$395,000 Land $120,800 Building $274,200
2022	$9,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Locust Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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