Essex County and Marblehead Town property record for 16 Liberty Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,284 sqft · built 2023 |
| Lot Size | 0.237 acres (10,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,400,000 (Sep 2026) |
| Tax Bill | $19,451 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0156 B:0013 L:0 |
| Primary APN | MARB M:0156 B:0013 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,284 sqft Living Area |
| Gross Area | 5,832 sqft |
| Basement Area | 1,824 sqft |
| Finished Basement | 1,344 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,302 sqft (0.237 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 16 LIBERTY RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 13 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 203301 |
16 Liberty Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NATIONAL GRAND BANK |
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK |
| Jul 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MUTUALONE BANK |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on File |
| Deed Sale | Sep 11, 2026 · Amount on File |
| Prior Sale | Jun 18, 2024 · Amount on File |
| Deed Document Number | 2026620 |
| Deed Book / Page | 43624 / 5 |
| Prior Transfer Date | Sep 3, 2026 |
| Prior Transfer Doc | 0000000620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 11, 2026 |
| Property Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Document Number | 0000000620 |
| Book / Page | 43624 / 5 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026620 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Document Number | 0000000630, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 43624/7 |
| Instrument | 2026630 |
| Name | NATIONAL GRAND BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041407-145 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 41407/145 |
| Instrument | 20230120001410 |
| Name | MUTUALONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 29, 2022 |
| Property Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Document Number | 041096-542 |
| Book / Page | 41096 / 542 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 20220729001230 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 WILLARD ST # STE30, STE30, QUINCY, MA 02169-1518 |
| Document Number | 220729001240 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 220729001240 |
| Name | MUTUALONE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 16 LIBERTY RD, MARBLEHEAD, MA 01945-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35932-89 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 35932/89 |
| Instrument | 13 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 16 Liberty Rd was $19,451, up 15.6% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,451.00 (+15.61%) | $2,272,300 (+22.23%) Land $507,500 Building $1,763,100 | $2,412,659 (-9.13%) |
| 2025 | $16,825.00 (+139.77%) | $1,859,100 (+137.37%) Land $534,200 Building $1,324,900 | $2,655,155 |
| 2024 | $7,017.00 (+11.82%) | $783,200 (+24.81%) Land $574,300 Building $208,900 | |
| 2023 | $6,275.00 | $627,500 Land $500,800 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16 Liberty Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1991–1996) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Liberty Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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