Hampden County and Ludlow Town property record for 16 Libby St, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,210 sqft · built 1958 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,100 (Sep 2024) |
| Tax Bill | $4,301 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:02C-09150 B:16 L:0 |
| Primary APN | M:02C-09150 B:16 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 4,350 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 5045 |
|---|---|
| Street Address | 16 LIBBY ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9150 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:02C-09150 B:16 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 GOLD NUGGET RD, SPENCER, MA 01562-1208 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Prior Sale | Apr 22, 2008 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 16 LIBBY ST, LUDLOW, MA 01056-1225 |
| Document Number | 0000209608 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000209608 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 209608 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,301.00 (+3.79%) | $247,900 (+8.21%) Land $74,300 Building $173,600 | $296,590 (+0.22%) |
| 2024 | $4,144.00 (+6.09%) | $229,100 (+14.44%) Land $74,300 Building $154,800 | $295,925 |
| 2023 | $3,906.00 | $200,200 Land $65,200 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 50 |
May also be available at this address: Chicopee Municipal Lighting Plant. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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